19, insurance problems

[medici999]

i have 4points, even 3rd party fire and theft on a trophy is like 3500 or on a rb 182 its 2700. is a joke!! ha

 

[Pettsi]

Thanks.

 

[Washington]

you're a joke.

 

[Craigus]

No shti you'll have problems,

what did you expect?

 

[SC03OTT]

Great. Look for a car you can afford to insure then.

 

[bmh.01]

I payed £1700 ner ner.

(helpful i know)

 

[Chrisjk]

Should get your old car back, was really nice.

 

[p@blo]

&?

 

[MarcoB]

I bet you your insurance money that you crash it

 

[medici999]

well my old car was a fiesta st, owned that for `14months, didnt crash it

 

[Marcus---]

4 points... FAIL!

 

[Curley]

Im 19 and paying £2800.

Its a 2 litre what did you expect

 

[Šįk]

20 paying 2700

 

[Willy]

Lmao, what were you hoping for? Im your age and I know I wont be able to get anything fast for awhile yet, so I just get on with it.

 

[clairemae]

eaaak at 19 i paid £1500.. i wouldnt want to pay more than 2k

 

[JCC]

How do you manage to get 4 points?

 

[p@blo]

4 points... FAIL!

What were the 4 points for exactly? Also what postcode?

 

[medici999]

sp50, first 3months of driving, got caught doing 96 in my 1.2 clio, since then had a 1.8tdci focus and a fiesta st and havent had any points since!
post code is hu15 1sr

 

[nick.]

Imo i would wait another year at least just couldn't justify spending that much on insurance.

 

[DamoWales]

Ha, couldn't justify spending that much on insurance.

 

[clio_greg]

^ what he said. i hate how slow my 1.2 is but i wouldn't even chance buying something with a 2litre for at least another year or so! can't justify all that money on insurance tbh

 

[Curley]

I justified spending nearly 3k... ive now got 2 months until i renew my insurance.. it came toooo quick

 

[Willy]

3k dam man!!! what you paying next year, any ideas?

 

[Herr Flick]

im paying £1100 fully comp with 1yrs ncb and just turned 20

 

[AK]

1.2 much..

 

[ben_r1]

Paying £2000 and im 22

Lol i didnt even realise you could earn points on your licence in a 1.2 Good effort!

 

[Liambo-235]

I was 20 at the end of May and paying £800, with 1 claim on a Clio R27.

Could have got it for £700 but it ment changing companies and i couldnt be bothered with the hassel due to wanting to keep my 2 years no claims.

 

[172_Cup_Lew]

Paying £2000 and im 22

Lol i didnt even realise you could earn points on your licence in a 1.2 Good effort!

really? :O

im 21 with 2 years ncb and 5 points for an SP50 and i just paid £740 with bell

all that crap about not paying out for insurance is gay, if you want a car then its worth paying for, its your money lol

I had an A3 quattro when i was 18, paid £2500 to insure it, worth every penny

 

[JCC]

Paying £2000 and im 22

Lol i didnt even realise you could earn points on your licence in a 1.2 Good effort!

How much! You must have some serious points or a big claim or something?

 

[ben_r1]

How much! You must have some serious points or a big claim or something?

Nope, clean licence held for 5 years. Car locked in a garage, unmodified :rasp:, and only 5000miles a year lol.

No NCB due to being a former named driver, plus im a squaddie and thats one of the highest risk catergories ( might choose 2b a doctor next time lol ).

 

[Jonff]

really? :O

im 21 with 2 years ncb and 5 points for an SP50 and i just paid £740 with bell

all that crap about not paying out for insurance is gay, if you want a car then its worth paying for, its your money lol

I had an A3 quattro when i was 18, paid £2500 to insure it, worth every penny

There's quite a big jump down when you turn 21 though, once you've left the "highest risk" group. I take it your postcode is in a low risk area then?

 

[Chrisjk]

Nope, clean licence held for 5 years. Car locked in a garage, unmodified :rasp:, and only 5000miles a year lol.

No NCB due to being a former named driver, plus im a squaddie and thats one of the highest risk catergories ( might choose 2b a doctor next time lol ).

What do you do in the forces, as if you occasionally cook the spuds you could put your profession as chef

 

[ben_r1]

What do you do in the forces, as if you occasionally cook the spuds you could put your profession as chef

Im a vehicle mechanic mate, which also happens to be a high risk cat too .

Interestingly having a HGV and artic licence doesnt go in your favour aswell :S

 

[Paul.]

haha


1200 on the meg , 21 and have an iraq postcode! + 3POINTS. = WIN!

 

[ben_r1]

Renewal time in September so i guess i'll find out if an extra year helps out.

 

[@rt]

I just had a pleasent supprise,

I'm 19, currently got a 2003 clio 1.2 billabong, passed my test november 08.

Got untill febuary untill I get my first years no claims, but when I do (touch wood)

Just got a quote of £1,252.86 on a 2002 172 cup from performance direct

I'm currently paying £1500 on my 1.2! looks like I may be changing in feb!

 

[@rt]

I just had a pleasent supprise,

I'm 19, currently got a 2003 clio 1.2 billabong, passed my test november 08.

Got untill febuary untill I get my first years no claims, but when I do (touch wood)

Just got a quote of £1,252.86 on a 2002 172 cup from performance direct

I'm currently paying £1500 on my 1.2! looks like I may be changing in feb!

farking hell, same price for an 04 182 aswell!

 

[JCC]

Nope, clean licence held for 5 years. Car locked in a garage, unmodified :rasp:, and only 5000miles a year lol.

No NCB due to being a former named driver, plus im a squaddie and thats one of the highest risk catergories ( might choose 2b a doctor next time lol ).

That's some crap luck, I can insure a 182/197 right now for that price and I'm 18 with 0ncb and 3 points!

 

[andyhunt]

I'm 21 with 1 year NCB.....£1500

 

[mtclio172]

ha ha:rasp: