WTF, are you MAD!? Insurance costs for a 30yr old.

[Llewellyn]

I've just had a quote on confused.com and I'm getting results of around £700+ to insure an unmodified £800 Ph1 172 and as a 30yr old male, with 6yrs NCB, doing less than 2000 miles per year and for social/domestic use only, that's mental!
WTF is that all about, why on earth is insurance SO high on such a cheap runabout? I understand my Slough postcode doesn't help, but £700 is full on crazy considering my age and NCB
Anyone know a dirt cheap insurance company?

 

[DrR]

Get another quote.

 

[The Chubby Pirate]

A lot of 172/182's have been written off.

Alot are run and insured by the higher risk drivers (young/male) this coupled with how many are owned on our shores make them exceptionally expensive to insure, unfortunately.

 

[Djw John]

Ooft aye defo get another quote, I only paid that as a 24 year old with a ban in my history! I'm currently with admiral iirc and about £300 at 29 and 6 years. Although I live in civilisation

 

[Jekyll]

Neil at green light would beat that for sure. Drop him a pm on here as hes a trader. Im currently paying just under £450 fully comp, all singing and dancing, all mods declared, and im 27.

 

[Paul172sport]

i renewed mi mmHg e just before Xmas no one could come close to adrian flux.

im 35 full ncb no points or claims. 250 quid a year thats with springs and filter disclosed.

give them a call

 

[DaveDreads]

Try Brentacre, i'm 37 with maximum no claims and only pay £450 fully comp, with unlimited mods,
and I live in Coventry which is a sh*t hole.

 

[SC03OTT]

You're 37?!? I thought you were like, 19 or something.

 

[MickyWelsh172]

Can 100% vouch for Neil@Greenlight. Give him a PM

 

[.Stevo.C.]

Try Brentacre, i'm 37 with maximum no claims and only pay £450 fully comp, with unlimited mods,
and I live in Coventry which is a sh*t hole.

Can't see me going to another insurance company. Great company to deal with.

 

[Typhoon]

Ah Slough! Two minutes down the road from me, literally.

Did you read the story of the 17/18 year old slough boy, first car was a 1.0 litre corsa, cheapest car insurance he got quoted was 70k, or something. Here's the article:

http://www.thisismoney.co.uk/money/cars/article-1724859/72-000-insure-600-Vauxhall-Corsa.html

 

[Llewellyn]

I've spoken to Adrian Flux and they weren't any better than my last policy at £700 with Admiral, saying they couldn't really match on unmodified. Been told my occupation doesn't help, I drive a van and for some reason, rather than praise for my extensive hours of driving everyday, I get penalised
Damn you stereo typical ''white van man'' LOL.
Thanks for all the suggestions, I will be making a few calls Monday morning, need to insure something before my NCB expire.

 

[bright]

Anothet vote for Brentacre. Paying less than Dave for my clio, 26, 6 years no claims. Helps I don't live in Beirut

 

[Llewellyn]

Ah Slough! Two minutes down the road from me, literally.

Did you read the story of the 17/18 year old slough boy, first car was a 1.0 litre corsa, cheapest car insurance he got quoted was 70k, or something. Here's the article:

http://www.thisismoney.co.uk/money/cars/article-1724859/72-000-insure-600-Vauxhall-Corsa.html

WOW, thought I had something to winge about! That's truly insane £72k.

 

[Typhoon]

WOW, thought I had something to winge about! That's truly insane £72k.

You could insure your car 80 times, for the price it costs him to insure his once.

It does say he finally got quoted 2.5k however. Lol.

 

[Rob74]

I'm 38 and the best I've had on a 172 cup is £488 full comp with 4yrs ncb

 

[Dan@M.A.D]

Sometimes lower mileage actually puts the price up oddly, Try with like 7k.

 

[Llewellyn]

I think what's really p1ssing me off is, I've had various other quotes via confused.com for an 07 Audi TT 2ltr & 3.2 and a TVR Cerbera 4.2, both were between £750 - £900 fully comp! Seems really odd that an £800 172 either TPFT or FC has the same premium as one of the above.
I'll def' be trying Brentacre and Greenlight, I need a sub £500 premium asap.

 

[-J-]

Try a modified policy. Stick a panel filter and exhaust on, strange but it can help drop the price through a specialist.

Also another vote for Brentacre!

 

[peanuthead]

That's odd i was only 24 with 7 NCB and an SL postcode and got quoted 600 from confused. Having said that was cheaper for me to insure a 4.4 supercharged jag than a 172

 

[Llewellyn]

That's odd i was only 24 with 7 NCB and an SL postcode and got quoted 600 from confused. Having said that was cheaper for me to insure a 4.4 supercharged jag than a 172

You're at the nicer end of the SL postcodes... If that's possible.
It does seem odd how that works, but this was the reason for me breaking my last 172, couldn't justify the insurance costs.

 

[Tony Hunter]

Get a different car or move?

 

[fakeConcern]

I had social/domestic, I added commuting and the price went down by £50!

 

[Llewellyn]

Get a different car or move?

Not really an option, I don't have to insure this car, I'm just looking at keeping this 172 I bought instead of breaking it and thought(hoped) I may be able to get it for a reasonable price considering the value.
I have a company van and don't really need a car, but it seems a shame to let my 6yrs NCB expire, might have to find a £100 sh1t box to insure for peanuts just to keep the NCB.

 

[Tony Hunter]

It's a pisser mate I know.

 

[peanuthead]

You're at the nicer end of the SL postcodes... If that's possible.
It does seem odd how that works, but this was the reason for me breaking my last 172, couldn't justify the insurance costs.

Haha not sure it is possible if you see some of the pond life round here!
When I changed to the cup my insurance said it would be the same unless it was worth less than £1800 as that puts prices up!

 

[Carlv8415]

Im 21 with 1 years NCB and insurance on a 182 for me is £700 fully comp what i thought considering everything thats a bargain for me

 

[MarcB]

Neil @ Green light has been unreal with me and the T.

Admiral wanted £1200 fully comp with 5 years NCB.

Went with neil and got it down to around about the £450 mark with agreed'd value and declared mods and a named driver.

 

[MickyWelsh172]

Neil @ Green light has been unreal with me and the T.

Admiral wanted £1200 fully comp with 5 years NCB.

Went with neil and got it down to around about the £450 mark with agreed'd value and declared mods and a named driver.

Thats pretty much identical to me mate :drunk:

 

[Neil@greenlight]

Thanks for the kind recommendations guys i really appreciate it. LLewellyn with you doing 2-3k miles per year I should be able to organise you a cracking deal. If you wanted to drop me a PM with your contact details id be happy to help.

We can also offer unlimited modifications and track day cover on the above quote.

Best Regards
Neil
Greenlight Insurance
01277 376000

 

[Storm_Force]

Just renewed mine with Churchill for £185 includes free hire car, no volun excess, 33 yrs old + named driver.

 

[Daniel]

Try Brentacre, i'm 37 with maximum no claims and only pay £450 fully comp, with unlimited mods,
and I live in Coventry which is a sh*t hole.

I thought you were about 45.

You're 37?!? I thought you were like, 19 or something.

You're deluded, DELUDED!

 

[DaveDreads]

Piss off, you look older than me you bald bumpkin! lol

Scott's right I could pass for a 19 year old. :approve:

 

[Daniel]

a 19 year old Sandwich maybe, but not a 19 year old Human being.

 

[Tony Hunter]

Pass as a human being????

 

[Spinksy]

I thought you were about 45.


You're deluded, DELUDED!

now now, flattery gets you everywhere with dave

Piss off, you look older than me you bald bumpkin! lol

Scott's right I could pass for a 19 year old. :approve:

FLOL!!!!

I'd say 22-24 mate, you look a little older than me and I'm 21 soon

 

[BoatNonce]

Threads like this make me sad, because people think that £700 is a lot!

 

[DaveDreads]

a 19 year old Sandwich maybe, but not a 19 year old Human being.

That's rich coming from Humpty (Light bulb head) Dumpty.

Pass as a human being????

I know where you live old man.

 

[Spinksy]

Threads like this make me sad, because people think that £700 is a lot!

I was same as you before renewal date this year... then boom! saved about 2.5grand by turning 21

takes me down below £900 so I no longer get to complain about insurance :approve:

 

[LaurenTayla33]

my first year was £1050 on the 1.2, and my second year (this year) is £450.. i honestly have NO idea how insurance work out their rates, they literally just pull them out of a hat -.-