When do the Insurance companys want their excess?
I had a crash about nine months ago and I was paying monthly so I let the policy run it's corse as because I've crashed the whole policy becomes due in full plus I was still using the car so I thought best let it run.
The policy runs out at the end of next month.
Now the person who I crashed into has had her car repaired but there has been no word from my insurance about the crash which was my fault, the only contact I've had from them is two days after I told them (about nine months ago) when they sent me the standard claim form to fill in.
So; what I'm basically saying - if i didnt still see the girl I crashed into I'd be none the wiser she'd had her car repaired and that my insurance had paid out as they've not said nothing to me demanding their excess which in all adds upto £550, am I right in thinking they'll want that tommoow when I inform them I wont be renewing?
My renewal forms come through saying I've nill no claims so they acknoledge there has been some sort of claim but under my name it says Claims: 0
BTW just to sum up: My insurance is TPFT and I'm not expecting any money from my insurance I'm just wondering why they've not contacted me about the claim in nine months or asked for their excess - they can f**king ask all they like I dont have £550 to hand at the moment anyway lol.
I had a crash about nine months ago and I was paying monthly so I let the policy run it's corse as because I've crashed the whole policy becomes due in full plus I was still using the car so I thought best let it run.
The policy runs out at the end of next month.
Now the person who I crashed into has had her car repaired but there has been no word from my insurance about the crash which was my fault, the only contact I've had from them is two days after I told them (about nine months ago) when they sent me the standard claim form to fill in.
So; what I'm basically saying - if i didnt still see the girl I crashed into I'd be none the wiser she'd had her car repaired and that my insurance had paid out as they've not said nothing to me demanding their excess which in all adds upto £550, am I right in thinking they'll want that tommoow when I inform them I wont be renewing?
My renewal forms come through saying I've nill no claims so they acknoledge there has been some sort of claim but under my name it says Claims: 0
BTW just to sum up: My insurance is TPFT and I'm not expecting any money from my insurance I'm just wondering why they've not contacted me about the claim in nine months or asked for their excess - they can f**king ask all they like I dont have £550 to hand at the moment anyway lol.
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