Clio 200 Insurance over a 1*2...

[The Chubby Pirate]

Has anyone thats made the change from a 1*2 to a 200 noticed a reduction in insurance, as i understand it the 200's a group 15E compared to the 16/17 that is the 1*2/Trophy?

I was a little suprised seeing the 200 £50 cheaper than my 182, fuel to the fire for wanting!

 

[Brian]

Yup, very cheap, £350 iirc. But I think it's more to do with me being old.

 

[Gaz_]

Yep, my 197 was cheaper than my proper cup by £50. I'll need that for the less mpg

 

[GrumpyTwig]

It was cheaper for me to insure a 200 worth 3+ times that of a 182.

 

[The Chubby Pirate]

Interesting this, has the 200 more air bags? Or is it because its slower than a 1*2..... can... worms lol...?

 

[skyinsurance]

Interesting this, has the 200 more air bags? Or is it because its slower than a 1*2..... can... worms lol...?

It's all about claims/loss ratios associated with each particular model.

 

[Will.]

Even though it's a lower insurance group, the insurance cost must be larger as the cost of the car is ALOT dearer therefore more money needed to be paid out incase of a write off. Or do I just not understand insurance and crawl back under a rock.

 

[jenic]

My 200 quotes are coming out around £100 cheaper than my current 182 quotes.

Wierd, guess the 182's are getting a bad rep for claims now they are affordable though.

 

[richard1]

Standard ESP accross the 200 range helps. Insurance companies like ESP!

 

[Gally]

Daniel if you buy one i'll fully detail it for free!

Danielhadaoneseventwohada182nowhasa200.

 

[The Chubby Pirate]

Daniel if you buy one i'll fully detail it for free!

Danielhadaoneseventwohada182nowhasa200.

PMSL! Rolls right off the tounge that!

 

[The Chubby Pirate]

It's all about claims/loss ratios associated with each particular model.

Ah right, makes sense i suppose with the 172's and 182's been on the road for 6-10 years now!

 

[Will.]

Daniel if you buy one i'll fully detail it for free!

Danielhadaoneseventwohada182nowhasa200.

f**king LOL <3

 

[Gally]

<3 Willdothasa...

 

[Will.]

Willdothasaoneseventwo.

 

[Harpham]

Quotes for a 200 with me are coming out £300 cheaper.

Current 172 insurance (£1k excess): £1200
New Clio 200 Cup (£500 excess): £900

Im with Admiral atm, and the 200 quote was also done with Admiral

Bear in mind, im a 21 year old University student. Clean licence and will have 2 years NCB in February.

 

[182michael]

Mine is £900 on the 182 and £680 on a 200 cup

21 with 3 years ncb

tempting!

 

[Da]

Mine's erm, yeah, cheap

 

[Herr Flick]

they still doing the £200 per month deal? or whatever it was..

 

[jenic]

Mine's erm, yeah, cheap

Should hope so at your age :rasp:

 

[DrR]

Even though it's a lower insurance group, the insurance cost must be larger as the cost of the car is ALOT dearer therefore more money needed to be paid out incase of a write off. Or do I just not understand insurance and crawl back under a rock.

I bet there is not much cost between a 182 bumper and a 200 bumper brand spankers.


So where as if i a 182 needs say £2.5k of work it would be written off?? (bigger cost)

But if a 200 needed £2.5k of work it wouldn't.

So unless the car is a total write off i'd say a 200 is cheaper?

 

[Da]

Should hope so at your age :rasp:

LOL, cheeky kent