I know some people see 'faking' unethical, but tbh who wouldn't, I stood to loose about 3k on a car I owned a few years back after I hit a lamp post after some idiot pulled out and sped off, My lower back was shot, even to this day I still have physio on it, Through the motor insurance bureau I would have received about 3k, I added a bad neck to the equation and ended up with just over 5k in my pocket!
In short, claim for everything lol