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I would have imagined you could get cheaper though it may be due to your postcode. I am 23, 5yrs ncb and similar quotes from direct line and virgin, havent tried anyone else as yet though
unfortunatly i aint got a choice, my 2yrs no claims with tesco and tesco only as i was a named driver. next year i can use all 3 with who ever and ill be 21 aswell happy days