My mates just found out his car is cat c

[hipwell]

Does anyone on here have any more information about the BG182FF (YA04 AVY)? This clio has had 6 previous owners and at least one or two must have been members on here...

Wow I can't believe this.

I Owned this car for over 3 years, from around 2011 to 2014ish and had no idea it had been written off previously lol.

There were no signs of any structural damage and all the body work was perfect.

Silly me, should have done a HPI check at the time.

 

[Short Norman]

when i bought my 172 In 2010 three out of the five I looked at had been previously written off.

Two of those the owners didn't know about it (or made out they didn't know).

 

[Short Norman]

whats this site all about, does it give you a quick insurance register check for free. Can't be right can it?

Vehicle History Check | Salvage History | Ex-Taxi Search

Reveal if vehicle is financed, stolen, recorded as write-off or was sold as lot at salvage auction. Our mission is to reduce fraud in the automotive industry.

www.vcheck.uk

eg put this cars reg in and it comes up with a warning.

https://www.copart.co.uk/lot/25775249

 

[R3k1355]

You can do a quick and cheeky check for free on Autotrader.
Click through to list a car for sale and stick the registration of the car you're interested into the site, it will indicate if it's a write-off or not.

No charges, don't even need to register, takes 30 seconds.

 

[Arnie]

whats this site all about, does it give you a quick insurance register check for free. Can't be right can it?

Vehicle History Check | Salvage History | Ex-Taxi Search

Reveal if vehicle is financed, stolen, recorded as write-off or was sold as lot at salvage auction. Our mission is to reduce fraud in the automotive industry.

www.vcheck.uk

eg put this cars reg in and it comes up with a warning.

https://www.copart.co.uk/lot/25775249

Sorry to jump in uninvited but I can explain what is vcheck.uk as this is my website

It is very similar to any other Car Checking site like HPI with one exception, we pull records from salvage auction sites and link to images if there is a record available.

The one major thing we discovered so far there are many cars which are UNRECORDED on HPI but still were subject to heavy accidents. There is plenty of cars which were through salvage and for some reason, they were supposed to be insurance writeoff but somehow marked disappeared from HPI.

 

[Short Norman]

Sorry to jump in uninvited but I can explain what is vcheck.uk as this is my website

It is very similar to any other Car Checking site like HPI with one exception, we pull records from salvage auction sites and link to images if there is a record available.

The one major thing we discovered so far there are many cars which are UNRECORDED on HPI but still were subject to heavy accidents. There is plenty of cars which were through salvage and for some reason, they were supposed to be insurance writeoff but somehow marked disappeared from HPI.

Is that your thread on cutters about the same topic

 

[Arnie]

Is that your thread on cutters about the same topic

Yes, it is I am writing an email to become trader here so can post offer and give forum discount and give fie examples.

 

[Rob]

Yes, it is I am writing an email to become trader here so can post offer and give forum discount and give fie examples.

Was linked to your cutters thread a long time ago, very interesting! Hope to see you on board soon!

 

[Arnie]

Was linked to your cutters thread a long time ago, very interesting! Hope to see you on board soon!

I have no choice now other than buy a Clio

 

[R3k1355]

I have no choice now other than buy a Clio

No need to get carried away, only a few people on here actually own Clio's anyway.

 

[youngarthur]

My Meglio is a cat C, and I have seen the original damage.It had new wing/bonnet/bumper, and I am fine with that.No problem with a cat C, providing damage was repaired properly.

 

[Ol’ Tarby]

Mrs' new civic is a cat C, or a cat N whatever it is now. It's never been repaired and the damage can be seen in this picture

Other than swapping the rear light I wont be doing anything else to it as it sits on Tesco car park every day getting battered anyway

Aslong as you know the damage, and pay accordingly, then there's nothing wrong with categorised cars IMO

 

[Arnie]

My Meglio is a cat C, and I have seen the original damage.It had new wing/bonnet/bumper, and I am fine with that.No problem with a cat C, providing damage was repaired properly.

I have no issues with write-offs as I bought every single car I had as write off. Problem is when things are removed or not put on the register and HPI tells you car is accident-free, but my site will tell you otherwise in hundreds of cases, such as one below:

https://www.autotrader.co.uk/classified/advert/201902195099213

Vcheck Salvage report: https://www.vcheck.uk/report/EY16USX-6SRIOTX/

 

[Arnie]

Aslong as you know the damage, and pay accordingly, then there's nothing wrong with categorised cars IMO

Agree. But look at this M4 for example, which is HPI Clear and seller will tell you it never had any accidents and wants full retail price:

https://www.autotrader.co.uk/classified/advert/201808109361188

Vcheck Salvage Report: https://www.vcheck.uk/report/VK16JZT-ZCPE0UV/

 

[R3k1355]

Aslong as you know the damage, and pay accordingly, then there's nothing wrong with categorised cars IMO

Yes the only issue is they are worth less money than a non-cat car.

Like @mierzwin says the real problem is paying top money for a supposedly accident free car thats clearly had a big smash.

 

[Ol’ Tarby]

Yes the only issue is they are worth less money than a non-cat car.

Like @mierzwin says the real problem is paying top money for a supposedly accident free car thats clearly had a big smash.

Oh indeed. Proper c***s trick that is

 

[R3k1355]

Oh indeed. Proper c***s trick that is

It's where the good money is though, only marginal gains to be made fixing and selling a write-off, but if you can get your hands on an un-recorded car there's decent cash to be made putting it back together and selling it for market rate.

 

[Arnie]

Oh indeed. Proper c***s trick that is

Trust me don't know to want to know how many cars is out there right now being sold when they should not be classified HPI Clear

 

[David Ramsey]

Is it anything to do with these insurance policies where if the car is in an accident in the first 6/12 months then the car is replaced with a new one? The amount of damage may not be enough to warrant a total loss but the car is taken away.

 

[Arnie]

Is it anything to do with these insurance policies where if the car is in an accident in the first 6/12 months then the car is replaced with a new one? The amount of damage may not be enough to warrant a total loss but the car is taken away.

Somone with enough resources should investigate those HPI clear ones.

If they were not total loss why would salvage company be told differently and put writeoff description in the listing?

 

[R3k1355]

It could be that the car is worth more being sold as un-recorded, the policy holder still gets a payout but they don't write off the car, just flog as-is ???

How different are CAT U cars from any one thats been insurance repaired (and not written off) ??
The mrs fucked her last two company cars up big-time, both had multiple panels, bumpers and doors replaced during her ownership - yet each one would read HPI clear??

Is it more a case that you've no idea how well a CAT U car has been repaired?

 

[Arnie]

It could be that the car is worth more being sold as un-recorded, the policy holder still gets a payout but they don't write off the car, just flog as-is ???

How different are CAT U cars from any one thats been insurance repaired (and not written off) ??
The mrs fucked her last two company cars up big-time, both had multiple panels, bumpers and doors replaced during her ownership - yet each one would read HPI clear??

Is it more a case that you've no idea how well a CAT U car has been repaired?

Cat U is a different story. There is about 70K of them each year sold via auctions. All those examples above were listed as Cat S on salvage yard and that info had to come from somewhere. Yet still all are HPI Clear.

 

[Arnie]

This is quite recent: https://www.ebay.co.uk/itm/113673278578

It does say it is HPI Clear, but not clear on vCheck:

Initial Check for 2017 FORD FOCUS ST-LINE TDCI AUTO

Reveal if vehicle is financed, stolen, recorded as write-off or was sold as lot at salvage auction. Our mission is to reduce fraud in the automotive industry.

www.vcheck.uk

It came out of salvage auction just on 30th Jan 2019!

 

[R3k1355]

Holy s**t, that car got completely fucked up!!

All those examples above were listed as Cat S on salvage yard and that info had to come from somewhere. Yet still all are HPI Clear.

Thats properly dodgy isn't it?
Is it the insurance companies doing dodgy stuff?

 

[Arnie]

Trust me you haven't seen bad ones yet

 

[dann2707]

This is quite recent: https://www.ebay.co.uk/itm/113673278578

View attachment 1409667

It does say it is HPI Clear, but not clear on vCheck:

Initial Check for 2017 FORD FOCUS ST-LINE TDCI AUTO

Reveal if vehicle is financed, stolen, recorded as write-off or was sold as lot at salvage auction. Our mission is to reduce fraud in the automotive industry.

www.vcheck.uk

It came out of salvage auction just on 30th Jan 2019!

View attachment 1409668

I'd be tempted to ask the seller on ebay if its ever been in a crash and see what they say. Someone do it

 

[David Ramsey]

Just asked the question.

Listing is dodgy anyway, judging by the language used I’d say they have a low IQ or English isn’t their first language.

Listed by Pellonmotorz but description is showing as MS Cars (Halifax). Which is it? I’d say it’s a one man dealer where many of these are selling from the same site, changing names every few months to avoid comeback.

 

[David Ramsey]

Just asked the question.

Listing is dodgy anyway, judging by the language used I’d say they have a low IQ or English isn’t their first language.

Listed by Pellonmotorz but description is showing as MS Cars (Halifax). Which is it? I’d say it’s a one man dealer where many of these are selling from the same site, changing names every few months to avoid comeback.

Replied to say the car did have damage but wasn’t recorded on HPI. They also said the car had sold, wonder if I’d have got a different answer if it was for sale? They didn’t state the amount of damage but I also didn’t ask for that detail so can’t complain about that.

 

[Arnie]

Replied to say the car did have damage but wasn’t recorded on HPI. They also said the car had sold, wonder if I’d have got a different answer if it was for sale? They didn’t state the amount of damage but I also didn’t ask for that detail so can’t complain about that.

Maybe they are registered here And saw your posts

 

[Arnie]

There is no way the current owner knows anything about this car's history as he got it 5 months ago. Still, by running reports on my site you can find it was via Copart twice, on the first occasion it was badly damaged, second time already fixed. It looks like it was sitting in storage for 2 years as well after being bought by some trader as next owner following salvage auction was in 2017.

Would you get this kind of detail from HPI ?

2013 TOYOTA YARIS 1.4 D-4D MANUAL DIESEL. ONLY 14100 MILES | eBay

2013 TOYOTA YARIS 1.4 D-4D, 5 DOOR HATCHBACK. 6 SPEED MANUAL, DIESEL (90BHP). ONLY 14,100 MILES. 16" ALLOY WHEELS WITH GOOD TYRE CONDITION. | eBay!

www.ebay.co.uk

Salvage History Report For 2013 TOYOTA YARIS TR D-4D

Reveal if vehicle is financed, stolen, recorded as write-off or was sold as lot at salvage auction. Our mission is to reduce fraud in the automotive industry.

www.vcheck.uk

Photo from the first crash, more in the link above:

 

[Arnie]

Anyone fancy calling about this M5?

https://www.autotrader.co.uk/classified/advert/201809040150752

Auction pics:

 

[AdDaMan]

wow!

 

[Louis]

Go through the project threads and run regs through your program

 

[Arnie]

Ok investigator needed! This is a private sale, anyone got 5 min t call and check if the owner knows about damage? Last keeper change matches salvage date, and it is hpi clear....

https://www.autotrader.co.uk/classified/advert/201903055547848

Salvage History Report For 2012 BMW X5 XDRIVE40D M SPORT AUTO

Reveal if vehicle is financed, stolen, recorded as write-off or was sold as lot at salvage auction. Our mission is to reduce fraud in the automotive industry.

www.vcheck.uk

Front and back:

 

[Arnie]

Go through the project threads and run regs through your program

I could do it but I feel everyone should just go and check their cars, it will tell you for free if it was on salvage I have to pay each time I run ANPR as research across on sale adverts.

In regards to examples as above. Got plenty more, just have not enough time in my life to post them all

 

[Short Norman]

@mierzwin do you have an app for your website?

 

[Arnie]

@Short Legs got plans but not done one yet. Occupied with other tasks right now but my site is fully responsive and works 100% on mobile.

 

[R3k1355]

Ok investigator needed! This is a private sale, anyone got 5 min t call and check if the owner knows about damage? Last keeper change matches salvage date, and it is hpi clear....

View attachment 1409771

Fitment around the bonnet and headlights looks pretty poor.

 

[David Ramsey]

Just been on checking out lot, thankfully all clear

 

[Arnie]

Fitment around the bonnet and headlights looks pretty poor.

I find it so much easier once I have background info for each car