Insurance Help!

[Jenna-L]

Hey
Any ideas for cheaper insurance please??!
just got my renewal and its doubled because someone crashed into me!
Ive got 1 years no claims, 3 points SP30, 1 claim my fault and now 1 claim not fault?!
I only drive a 1.2 16v and it was 1300 fully comp.

 

[Jun]

Have you tried the usual comparison websites like confused and moneysupermarket for quotes?

 

[Jenna-L]

Yea i tried that and its still 1200ish

 

[JCC]

Comparison websites are pish, seriously.

Who else have you tried? Elephant and Bell are usually good for young drivers, Elephant especially for me.

ALWAYS go direct to the company, much cheaper that way.

Oh, and add older female family members as second and third drivers to the policy if you can.

 

[Ben.]

parents/older women on the policy

 

[jenic]

Tried flux/chris knot/brentacre/direct line all the ones not on comparison sites?

 

[Da]

With 3 points and a fault claim you'll struggle to get it much lower anyway in my opinion.

 

[Jenna-L]

Ive already got my dad on the insurance
And its already with elephant! :S Think im just gunna have to pay it!

 

[Ben.]

men dont really bring the premium down, put an older women on

 

[AD4M]

NUF Mutual ftw

 

[Jenna-L]

yea i tried my mum but she didnt make much of a difference :S hmmm shall get huting! or just pay up i supose.
Thanx everyone!

 

[TimR26]

Ive already got my dad on the insurance
And its already with elephant! :S Think im just gunna have to pay it!

Try getting a quote online from Admiral or Bell as Elephant will match it. Work out exactly how many miles per year you do as this can alter the quote quite a bit if you've entered too much. Increasing the excess can also save money but make sure if you do ever claim you can afford it.

 

[jenic]

Try bell with both your mum and dad, this was how i got cheap insurance on my 1.2, then try the independent brokers like brentacre/chris knot/adrian flux.

 

[Vish]

Try the cheapest companies from the comparison sites directly, I saved £200-300 by going direct.

 

[Jenna-L]

Thanx everyone! been really helpfull!
Have rang round. Admiral was the cheapest by far! with 10000 miles and both claims and 3 points all vouched only £250 excess fully comp for deposite of £82 and 9 monthly installments of £82!

 

[jenic]

So thats almost £500 saving, worth phoning around, good result

 

[Jenna-L]

Yea deffinatly!