182cup & 172 racecar
Unfukkinbeleaveable.That is all I can say.
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Congratulations - you've understood my point...?
I must have missed where you've provided advice?
If he insures this car for 4k and bumps it, repairs it, tries to reinsure it next year, the price will have gone up... from 4k...
An unmolested, same spec car will cost less to insure first time around, so second time, after the inevitable bump, will be as palatable...
If he insures this car for 4k and bumps it, repairs it, tries to reinsure it next year, the price will have gone up... from 4k...
An unmolested, same spec car will cost less to insure first time around, so second time, after the inevitable bump, will be as palatable...
Precisely. I'm not sure how telling anyone that 'a first car is to crash' is good advice.
Italian 3.2 V6
its £4k because of all the mods n s**t he's done to it. i got insured on my 1st car which was a ph2 172 for £2k. so i dont see why not!? even if he bought one for just over £1k he still got another £3.5k to insure it. ino what id rather do out of the two options as he obv doesnt want another slow car.
Christ, you really are quite the numpty.
Use Google to search for the percentage of first year drivers that crash or are crashed into. Might make you wake up about the point I am trying to make.
You are still learning in your first car. You will make a mistake, regardless of how you drive, as you have no experience. Is that better, or would you like a pretty drawing?
Suzuki Jimny
This. I saved up for my 1st car, even though it was a shed I wasn't planning to crash it in any way.
He doesn't have a very expensive car though. And you were telling him that the purpose of his car was to crash, not be crashed into. Failing to see any point to this conversation here, or how I'm the numpty when I'm saying be careful to bring premiums down, and you're saying crash :S
Just as a rough idea, my first car was a 2003 Clio 1.2. Lowered, full Renaultsport body kit, Xenons, spoiler, alloys and it was £1600 fully comp. in the worst catagory postcode there is. That was using a specialist company, which was Adrian Flux. Give them a try on a modofied policy and it should be a lot cheaper than you're being quoted.
RDH
ClioSport Club Member
I got insured when I was 19 with 2 years NCB on a 1.2 for 700 quid, in the second to worst postcode.
Getting quotes next year on insurance group 16 - 18 cars, 20 years old with 3 years no claims and they are coming in at around the 1000 mark.
Buy something cheap, get your experience up and your premiums will come down.
Getting quotes next year on insurance group 16 - 18 cars, 20 years old with 3 years no claims and they are coming in at around the 1000 mark.
Buy something cheap, get your experience up and your premiums will come down.
Jap Box
Im male, I really should put that in the post bit sction of my name somewhere!
I always thought you were female up until yesterday!
Jap Box
I always thought you were female up until yesterday!
Ahh god lol.
Ohh in your post you mentioned about xenons and insurance, do these need to be declared? :S
They are a modification, so aye. I mean the full light unit/clusters.
Suzuki Jimny
Jap Box
Ohh right, havent delcared that on mine as I didnt think it would really make a difference :S can always take a hammer to them incase of a smash
My Xenons were brand new, over £1000's worth though :rasp:
Obviously I'm not stupid enough to pay that. But they were brand new in the Renault boxes from the factory.
Jap Box
Obviously I'm not stupid enough to pay that. But they were brand new in the Renault boxes from the factory.
Fell off the lorry? :rasp:
Oh yeah these lights were only £50 anyway so its no diff to me really if they get smashed.
260% JCW
1600 quid is still a joke and your a mug to pay that. My first car was a 1.3 fiesta. No mods apart from an airfreshener, 650 quid with my old man on the policy, kept it for a year and a bit then got something quicker, Fiesta Zs then did the same ect ect. Thats how it should be done, gradually work your way up the ladder. Not try and jump in half way with a super duper Lambo clio, thats worth f**k all and looks s**t. And then piss and moan about insurance costs.
4k?
Bugger that for a laugh. There's no way on earth I'd pay over a grand to insure a car that didnt get to 60 in under 5 seconds or cost me less than 10k to buy, let alone 4k on a 15 year old french shitbox.
it didnt occur to you to check this before commencing the project then ?
Bugger that for a laugh. There's no way on earth I'd pay over a grand to insure a car that didnt get to 60 in under 5 seconds or cost me less than 10k to buy, let alone 4k on a 15 year old french shitbox.
it didnt occur to you to check this before commencing the project then ?
