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it seems only crappy companies do the 10 month ones (from what i have found) most good companies wont take it as a years ncb either and the original companie will charge you the earth usually for the second year
I had that with elephant. And when they send the proof of no claims for your next insurer, it says 1 year, not 10 months. so the new company shouldnt know unless you tell them.
I moved over to admiral this year, and went for the 12 months, and had no problems.
they are the same company the pirate and the elephant
the gf was lucky she took a policy with morethan with 1 years nxb at the end of the second year it came back saying 3 years ncb lol but then she found out she wasnt covered for driving to work !!!