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Blimey 1300 for a 182 at 19 thats good!. I was paying 1200 for a 1.2 when i was 19(with mods) but im 21 now and paying 1300 with adrian flux with mods and engine conversion.
You just have to really search for an insurance company that will give you a reasonable quote. I searched around and my quotes went from the 1300 im paying up to 4500.
cool. i think they might be the same company as bell...try adding two old drivers with good NCB to your policy..mine went down by about £450 with bell when i did. worth a try?