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195/65/15 measn its for a 15 inch alloy a 16 inch alloys tyre size would be 192/65/16. The last numbers says how big an alloy it will fit.
Thats ize rim sounds fine maybe a little small in but it should be fine.
Try mytyres.co.uk for tyre prices and between £5 and £10 for a garage per wheel for fitment balance and new valves.