Insurance Question?! Anyone With Any Info....

[makavelli]

Currently looking for insurance quotes for my girlfriend

she has been on her mums insurance as a named driver since she started driving

now that she has finished uni shes looking to start up her own insurance next month as her renewal is due

she made a claim (it was a 50/50) shared claim, when another driver side swiped her

now my question is:

does this count as a claim against her when she starts her first insurance policy under her own name?

i would have thought it would have been a clean sheet for her as the claim was on her mums insurance and she was only a named driver?! is this right?

the reason i ask is her mum is with direct line, the girlfriend got a quote for her own insurance from direct line and they said the premium would be a bit higher as she has claimed in the past??!!

surely it would go against her mums insurance and not her first one?

cheers for the help guys


andy

 

[makavelli]

anyone help?

 

[bmh.01]

I'm pretty sure it goes against the specific person not the policyholder by default.

 

[makavelli]

that's what I thought

 

[Owen]

Have you tried Diamond Andy?

My gf had a crash, lost her 2 yrs NCB with Tesco - who then quoted that come renewal time her premium would rise by 40% - so we tried Diamond, who with no NCB and the fault claim declared were cheaper than Tesco before she'd made the claim and with her 2 yrs NCB.

Can't help with the question in your opening post sorry mate.