H22A7 Accord Type R
Hi guys n gals, im in need of more advice.........
As a lot of you will know, my car got pranged by a load of young lads who smashed into me, dumped their car and done a runner. My policy is all paid up until March 18th, and should i get the car i want, New Dci clio (my old one still insured was a 1.2 16v), insurance want £600 off me between now and march!?!?! I have received a cheque for the cars written off value, so thats sorted, but i have just got my solicitors info through for my injury / loss earnings / uninsured losses etc, which is still all to be delt with.
People tell me (my mate works in insurance) that i can cancel my policy that i have running (all paid up) till march. Is this true? Can i do this while i have this un-insured losses running? seeing as i need my insurance policy to cover legal expenses etc? Im not sure if its worth £600 between now and March, just to end up with no no-claims anyway? If i cant cancel, i might buy an old car and run it till March to get the use of my already paid insurance.
Basically, can i cancel and get some money back for a new Policy or do i have to stick with it till my renewal? But then, thinkin about it, what if my claim isnt settled by march? surely i dont have to stay with same company, so can i cancel? Help lol!
New clio, Old shed............i just need an answer! Thanks all, Rob
