good age...?

[JamesClio1]

i want to have a 172 ph1/2 by march, ill be 18 and will have over 1years NCB, need advice on ways to achieve this please? and knowledge on prices?

 

[Revels]

If you have a search it's been covered about a billion times.

Insurance will be thousands.

 

[Craigus]

You don't need advice, are you willing to spend 2K plus on insurance? If you are then you can buy one.

 

[JamesClio1]

but it is possible to get one with only 1yr NCB?

 

[Ronnie R]

but it is possible to get one with only 1yr NCB?

Yeah, Bell are normally pretty good mate.

 

[Craigus]

Yes, anything is possible, just depends how deep your pockets are.

IMO 18 is too young to have a car like that. Too much power, they are expensive for young people to insure for a reason.

 

[JamesClio1]

cheers ronnie ill check them out,
and its not to young, if your responsible and not an idiot on the road ittl be fine, for obvious reasons insurance is high for 18 year olds, but some of us are good

 

[Craigus]

This is true, but 98% of 18 year olds are the opposite. You may be one of the 2% in which case I feel bad for you.

 

[JamesClio1]

i am hehe , my friends fit that 98% field though! nevermind if i work hard ill get it

 

[Ronnie R]

Tbh James. I would personally wait, I got a 172 at 18 and they are expensive. There will be a time (even now for me and I earn decent) where you have to put your car first before going out with your mates. Cambelt is about £450, petrol is £50 to fill up (I get 23-25mpg) which means I get 220 miles a tank. Brakes all round is around £300. I'd really think about it before you get one.

 

[Jordi17]

More than 2k I would have thought, Probs 3 ish

 

[Ronnie R]

More than 2k I would have thought, Probs 3 ish

Put a couple of experienced females drivers on there and it will go down a tad

 

[JamesClio1]

alright ill give it a good think and start saving regardless

 

[JamesClio1]

aha the mum, the auntie going right on it ;D

 

[Ronnie R]

It's going to cost you about £500 a month and £245 for road tax a year I think.

 

[JamesClio1]

omg :O is the 1.4 16v any good?

 

[Craigus]

I remember the feeling, I wanted a fast car more than anything else. I wouldn't listen to anyone who said to wait and save your money, but when you look back on it and add up what you spend in a year, and it is double what the car is worth you regret it.

 

[Ronnie R]

I remember the feeling, I wanted a fast car more than anything else. I wouldn't listen to anyone who said to wait and save your money, but when you look back on it and add up what you spend in a year, and it is double what the car is worth you regret it.

Yeah same. I added up all the money I have spent on cars, insurance, petrol and everything else and it come in over 20k! Probably minimal to some people though lol

 

[Ronnie R]

omg :O is the 1.4 16v any good?

There you go, you didn't think it through lol.. £2500 insurance( divided by 10) £200 a month petrol (that's what I do) £50 service cost (defo worth doing) All adds up. If I were you I'd go for a shitty 1.0l

 

[JamesClio1]

aha i have a 1.2 already
and i see, 2500 on insurance isnt too bad , i spend 1900 atm hehe

 

[Ronnie R]

aha i have a 1.2 already
and i see, 2500 on insurance isnt too bad , i spend 1900 atm hehe

In that case it's going to be a hell of a lot more than £2,500.

 

[Craigus]

Seriously mate, it will be more like 4K minimum.

 

[JamesClio1]

hmph what about the 1.4 16v is that any good do you know?

 

[Jenko5]

The Clio 1.4 is good for what it is. If you have an older relative try putting them on your insurance as a named driver. Could bring it down quite abit. That's what I do I'm 21 and it's 620 fully comp in my 200 and that's with my nan as a named driver.

 

[EllD90]

Perhaps a DCi 100 with a remap would be a good upgrade, in power.

 

[Goodj]

Even if the insurance doesn't rape you, the running costs will good buddy.

Serosly, as tempting as it is, just stick to low-group cars and dont get drawn into trying to make them into something they're not.

You want to have a nice car and everything, that's understandable, but if you give it just a couple more years you'll be able to save the money you're on the verge of forking over (hand-over-fist) and plough it into something newer and have less of a fight on your hands with insurers.

I had a really to55y Corsa Diesel for the first 5 years I was driving, cost nothing to run, and progressively less to insure. After 5 years of having what was, in the end, a really nasty jalopy, I was able to spend my money on a little coupe and get decent insurance owing to the fact that I had no chance of racing anything or other associated hoonage and thusly built up a fully-protected no claims discount.

Don't blow your wad early sir, a common mistake of young men these days.

Oh, also, since I hadn't blown money on the Corsa trying to make it "cool" with alloys, exhausts or any of that b0llocks, I was able to sell it on for a decent sum. Small diesel motors were seeminglyworth their weight in platinum!

 

[Charlie.]

2500 on insurance isnt too bad , i spend 1900 atm hehe

LOL and LOL

How is spending £2500 to legally drive a car for 12 months not bad?

 

[James.f]

omg :O is the 1.4 16v any good?

get a 1.2 16v and drop a 172 engine in £120ish tax a year, sorted, and cheaper parts

 

[JamesClio1]

Even if the insurance doesn't rape you, the running costs will good buddy.

Serosly, as tempting as it is, just stick to low-group cars and dont get drawn into trying to make them into something they're not.

You want to have a nice car and everything, that's understandable, but if you give it just a couple more years you'll be able to save the money you're on the verge of forking over (hand-over-fist) and plough it into something newer and have less of a fight on your hands with insurers.

I had a really to55y Corsa Diesel for the first 5 years I was driving, cost nothing to run, and progressively less to insure. After 5 years of having what was, in the end, a really nasty jalopy, I was able to spend my money on a little coupe and get decent insurance owing to the fact that I had no chance of racing anything or other associated hoonage and thusly built up a fully-protected no claims discount.

Don't blow your wad early sir, a common mistake of young men these days.

Oh, also, since I hadn't blown money on the Corsa trying to make it "cool" with alloys, exhausts or any of that b0llocks, I was able to sell it on for a decent sum. Small diesel motors were seeminglyworth their weight in platinum!

thanks ill keep that in mind, it is truely tempting yes but maybe your right to simply wait

and yeah maybe i should add my nan,mum and auntie all on my insurance and go with admiral (i heard there good) save some cheeky wonga for the meantime

 

[JamesClio1]

LOL and LOL

How is spending £2500 to legally drive a car for 12 months not bad?

well my area and age isnt beneficial to reducing the price, and in comparison to my friends that is good for fully comp on your own name.

 

[JamesClio1]

get a 1.2 16v and drop a 172 engine in £120ish tax a year, sorted, and cheaper parts

that sounds sweet! wouldnt that be bad insurance still ? hehe

 

[James.f]

^ nah, it acutally cheaper than insuring a proper sport apparantly, i havnt seen that as i didnt bother checking and just did the conversion, but it pays off with cheaper tax, and running gear, i did everything myself so iv saved a few dosh

 

[JamesClio1]

thats sweet ! well good idea

 

[Goodj]

If you're putting people on your insurance, they do need to actually drive it from time to time though you know!

I had to face up to paying out 1800 a year on the 1.5 non-turbo corsa for the first year of ownership, that hurt a lot, I did think "hell, it's only a little more for...." but was swiftly knocked back when i realised I could spend that money on other things.

 

[Goodj]

thats sweet ! well good idea

whoa there!

if renault can't build a 1x2 that stays in one piece, what chance does some random garage with a mallet and some spanners have!

oh, and parts will only be cheaper if you'd like to run 1.2 brakes and suspension on it, which, I can only imagine, is the quickest way to the scene of the accident.

Also, remember, one day you wont want that car and want to sell it.

 

[Collister]

i want to have a 172 ph1/2 by march, ill be 18 and will have over 1years NCB, need advice on ways to achieve this please? and knowledge on prices?

i got a quote on a 182 just before i was 18 i had been driving two years (16 to drive in the IOM) and i quoted £7000 a year that was for an 05 one and saying it was worth £5500

 

[MonkeyKnifeFight]

Start saving

(this is with 1 years no claims)

 

[JamesClio1]

Start saving

(this is with 1 years no claims)

is that for the 172 :O

 

[Alex_X93]

When I was a lad clio 16v's were far to expensive to buy 7-10k cliosports didnt even exist! remember when a female teacher at my school won a brand new williams1 in a competition! Lucky for me 5gt's were every where and every college boys dream a 1.4 and 500-900 to insure with 1 years no claims bonus, happy dayz more boooooost

 

[JamesClio1]

aha the good days i take it, now look at it!