The letter which comes with the engineers report says, qoute You will see that the engineer is of the opinion that your vehicle is economically repairable and has assessed the total cost of repairs at 643.43.
Then on the actual report it says Repair costs. An estimate for repairing the vehicle has been obtained from.......... in the sum of 287.84 plus the parts at makers list prices. It goes on to say how they think the garage is a bit to expensive and have agreed a reduction of 52.64 which brings it to 235.20. However the cost of the paint and materials would amount to 111.60, the cost of the necessary new parts would be approx 200.80 + vat liability on the total amount 95.83 giving a total cost of repair 643.43
Settlement We consider that an equitable settlement would be 643.43 which represents the total cost of the repairs.
What i have actually done, because it has taken so long for it to go through i have bought the necassary parts but have not as yet had them fitted or sprayed. Would i recieve the 643.43 figure, or the figure agreed by the garage, which now i dont tend to use for the repairs?
Also how do i get the money is it payed to me buy cheque in the post?,or is it arranged by the insurance co that coz i said i was gonna get the work done at this particular garage they would pay the garage and i would not see the money but just get my car fixed for free so to speak?? I would rather have the check because i no someone who can respray the whole of my car for the price of the repairs.........
ROB.