right, here goes
i would also buy a Clio 16v / Williams / 172 etc.........if
1. i could afford one in the first place
2. i could afford the insurance
3. i didnt lose all the mods id already done
i see exactly where your coming from mate, an if you want an insurance company that wont mind then speak to Liverpool Victoria, no1 else comes close
im not too clued up on what actually needs doin to get the 1.6 megane into the Clio, but, Nick uses a Lumenition ECU which he will map himself, so you may want to look into that before you start, and thats £400 on its own
i know you might not be able to afford it mate, but why not save up £500-£1000 and then get a £2k loan, you should easily be able to afford the repayments that way, and its exactly what im doing