A cheaper insurance quote!?

[B16 OJB]

Any1 got any tips for me to get a cheaper insurance quote??

WITHOUT REALLY LYING LOL

Last year i paid £1100 fully comp with a £250 excess with Tesco's.

I have a 197 '57 plate.

I am 25.
Dont live in a ruff area.
Cars on my driveway.
SP30
10,000 miles a year
3 years no claims.
License held for 6 years.
My mums a named driver (no points, no motoring incidents, full no claims)
Cars- lowerd, induction kit, exhaust, remap, wheel spacers

And it keeps coming back on all these comparason sites at about £900!!

Any1 help me?

 

[Revels]

When you say you don't live in a rough area, is that like, you live in the only house thats not on fire?

That's not a good quote.

 

[theduck]

£900 with mods declared and lack of NCB isnt bad.

Try ticking the 'have regular use of another vehicle' box

 

[Christopher]

Do you live in the good part of Basra?

 

[B16 OJB]

When you say you don't live in a rough area, is that like, you live in the only house thats not on fire?

That's not a good quote.

YEAH!

its the only one NOT been broken into yet lol.

I mean......its green belt most of the area and no crime!!

 

[B16 OJB]

£900 with mods declared and lack of NCB isnt bad.

Try ticking the 'have regular use of another vehicle' box

think i have done!

I use a company car for work.

 

[willcrook]

Any1 got any tips for me to get a cheaper insurance quote??

WITHOUT REALLY LYING LOL

Last year i paid £1100 fully comp with a £250 excess with Tesco's.

I have a 197 '57 plate.

I am 25.
Dont live in a ruff area.
Cars on my driveway.
SP30
10,000 miles a year
3 years no claims.
License held for 6 years.
My mums a named driver (no points, no motoring incidents, full no claims)
Cars- lowerd, induction kit, exhaust, remap, wheel spacers

And it keeps coming back on all these comparason sites at about £900!!

Any1 help me?

 

[B16 OJB]

but if you put in the garage it hardly makes no difference!!

 

[B16 OJB]

put a cheaper car value?

 

[B16 OJB]

highest quote was £4,500 haha

 

[B16 OJB]

just put my car back to standard and its still £800.

or £745 with a company ive never heard of!

 

[theduck]

undeclared mods ftl tbh

 

[Gobsheene]

24
3years NCB
SP30 x 2
Car Garaged
Northern Ireland
Exhaust declared.
Everything else is stock.

£800 with Adrian Flux. [Technically £400 onto my existing policy which was £385 to change] To cancell i was going to get £114 back and loose my 6 months noclaims.

Greenlight was quoting £653 with membership discount.

All is fully comp.

Speak to Tony @ greenlight and he might be able to help.
Also register on www.reallymeansounds.com/forum and quote your username for extra discount!

Niall

 

[B16 OJB]

undeclared mods ftl tbh

ftl?

with them declaired its £830

With them declared its £940

 

[B16 OJB]

24
3years NCB
SP30 x 2
Car Garaged
Northern Ireland
Exhaust declared.
Everything else is stock.

£800 with Adrian Flux. [Technically £400 onto my existing policy which was £385 to change] To cancell i was going to get £114 back and loose my 6 months noclaims.

Greenlight was quoting £653 with membership discount.

All is fully comp.

Speak to Tony @ greenlight and he might be able to help.
Also register on www.reallymeansounds.com/forum and quote your username for extra discount!

Niall

thanks, i will do that!

 

[theduck]

ftl?

with them declaired its £830

With them declared its £940

For The Lose.

Presume the first price is without mods declared? Not worth driving without insurance for the sake of £110 imo

 

[B16 OJB]

For The Lose.

Presume the first price is without mods declared? Not worth driving without insurance for the sake of £110 imo

probably agree

 

[ChrisPearson]

That seems quite alot.

Whats your area classed as?

 

[B16 OJB]

That seems quite alot.

Whats your area classed as?

the ghetto......

no lol

its mirfield, west yorkshire

 

[ChrisPearson]

but whats it classed as a,b,c,d,e,f?

 

[B16 OJB]

but whats it classed as a,b,c,d,e,f?

how do i find out?

 

[ChrisPearson]

http://www.motorcarinsuranceuk.co.uk/post-code-ratings.php

i cant be botehred looking

 

[B16 OJB]

http://www.thisismoney.co.uk/insurance/car-insurance/article.html?in_article_id=426736&in_page_id=35

mines £204

 

[Aluco]

Whats your job ? I work on computers for BT but I put computer technician (which I basically am) and it takes like £100-£200 off.

 

[theduck]

http://www.thisismoney.co.uk/insurance/car-insurance/article.html?in_article_id=426736&in_page_id=35

mines £204

Mines £151.18

I paid £600 this year and thats pretty damned cheap fo 23 5yrs ncb

 

[B16 OJB]

Whats your job ? I work on computers for BT but I put computer technician (which I basically am) and it takes like £100-£200 off.

civil engineer for local goverment

 

[Gobsheene]

Engineers are generally in a higher bracket. Due to the posibility of having to travell to different places to work.

 

[B16 OJB]

£497.70 inc 5% insurance premium tax

Greenlight Insurance

did what ya said gobsheene

 

[TJB182]

My renewal came through from greenlight. £599. 24, 4yrs. Live in west yorks too.

 

[JCC]

Comparison sites are pish, always better going straight to the company.

 

[jonny_g]

i have a non sport but have quite a few mods declared (xenons, grill, interior, colur coding, rs alloys etc), all non performance tho and i pay 279 FC. i know rs are much higher grp than my grp 4 dci but it was still a fair bit cheaper than anyone elses at the time. plus im 27, 3 yrs ncb and licence 10 yrs. through NFU mutual. try them and see

 

[B16 OJB]

£497.70 inc 5% insurance premium tax

Greenlight Insurance

did what ya said gobsheene

im well happy with that!