Driving a new car home

DomP182

ClioSport Club Member

  ph1 172, Arctic182

• Oct 7, 2018

• #1

Potentially going to look at a 172 that will need work so don't want to put a full years insurance on it for it to be off the road.

It's over an hour away so not really in the 'it'll be alright to nip home' bracket. I've got van and motorbike insurance and am named on our family car policy so what would be my best option to get home legally?

 

DrR

ClioSport Club Member

  VW Golf GTD

• Oct 7, 2018

• #2

Day insurance.

 

DomP182

ClioSport Club Member

  ph1 172, Arctic182

• Oct 7, 2018

• #3

Rather than my own insurer?

 

Stay Puft

ClioSport Club Member

  Clio 172

• Oct 7, 2018

• #4

If it's still insured by owner, use Cuvva, be less than £10 for the hour.

 

DomP182

ClioSport Club Member

  ph1 172, Arctic182

• Oct 7, 2018

• #5

Ah that's a bargain!

 

Mbeau

ClioSport Club Member

  Clio 172

• Oct 7, 2018

• #6

Once you collect the car and pay for it though, technically you own it! The other persons insurance would be void. You would have to transfer ownership once the car was safely home. Complicated legal stuff!

Best and safest way is to just do day insurance as you owning the car. Might cost a little more, but worth it's weight in gold if you are involved in a accident.

 

mart.z.s

ClioSport Club Member

  Audi A3 2.0T Quattro

• Oct 7, 2018

• #7

I paid about £45 for 24 hour insurance recently so get a car home. Moneysupermarket I think is where I got mine through.

 

Ol’ Tarby

ClioSport Moderator

  Clio 220 Trophy

• Oct 7, 2018

• #8

I paid £30 to insure the 172 for a day when I picked it up

 

W

Willywayne1981

• Oct 7, 2018

• #9

https://www.tempcover.com

 

mattf4r

  172

• Oct 7, 2018

• #10

Just drive it uninsured > have an accident > kill entire family of 5 > go to prison > start selling spice on the inside > build a spice empire

 

Darren61

ClioSport Club Member

  182 Cup

• Oct 7, 2018

• #11

Try downloading the “Cuvva” app. Used it a few times and you can even insure by the hour...

 

Louis

I Park Like a C**t

ClioSport Club Member

  BG 182

• Oct 7, 2018

• #12

matt123roll said:

Just drive it uninsured > have an accident > kill entire family of 5 > go to prison > start selling spice on the inside > build a spice empire

Click to expand...

Would being insured get you out of killing a family of 5?

 

mattf4r

  172

• Oct 7, 2018

• #13

Louis said:

Would being insured get you out of killing a family of 5?

Click to expand...

Well I’m insured and it’s never happened ??‍♂️

 

Fraser.J.

  Caddy, Ph1, R27

• Oct 7, 2018

• #14

Trailer

 

M

masekwm

  172 Turbo

• Oct 7, 2018

• #15

Check T&Cs of main car policy, if no mention that other car must be insured, but does state policy holder can drive other vehicles not owned by them.

Put 172 in your name, get wife to drive it home.

 

B

bloke

  dan's cast offs.

• Oct 7, 2018

• #16

masekwm said:

Check T&Cs of main car policy, if no mention that other car must be insured, but does state policy holder can drive other vehicles not owned by them.

Put 172 in your name, get wife to drive it home.

Click to expand...

every car has to have third party cover at least, so legally you can't do it that way.

 

yeecup

ClioSport Club Member

  mk8Fiesta ST,172 cup

• Oct 7, 2018

• #17

Just drive it to the nearest boozer have a few pints then drive it home as then you won't give a s**t.

 

FatRS

ClioSport Club Member

  Megane 250

• Oct 7, 2018

• #18

I looked at temporary cover today but wouldn't cover for modified cars.

 

Adam D

  SeatCupraK1/ph1 172

• Oct 7, 2018

• #19

masekwm said:

Check T&Cs of main car policy, if no mention that other car must be insured, but does state policy holder can drive other vehicles not owned by them.

Put 172 in your name, get wife to drive it home.

Click to expand...

Had a look around for this before, some seem to stipulate that the car has to be insured third party at least but others (and supposedly confirmed by their insurance company) say that the car doesn’t.

 

TheEvilGiraffe

South East - Essex

ClioSport Area Rep

  Not a 1M

• Oct 8, 2018

• #20

DomP182 said:

Potentially going to look at a 172 that will need work so don't want to put a full years insurance on it for it to be off the road.

It's over an hour away so not really in the 'it'll be alright to nip home' bracket. I've got van and motorbike insurance and am named on our family car policy so what would be my best option to get home legally?

Click to expand...

Day insurance.
Get it towed or moved on a flatbed.
Get the owner to drive it to yours and do the paperwork when you get home.
Leave a healthy deposit, say 95%, get a friend to drive it to yours then call the owner and send money and do paperwork yourself as he's kindly left the V5 in the glovebox - assuming it's currently insured so you can do so.
Insure it and then cancel within the 'cool off' period.

 

D

dano0404

  E46 m3/320d

• Oct 8, 2018

• #21

Buy a years insurance then cancel it with in a few days. Done this with axa cost me about £3 and I was covered for the weekend.

 

Christopher

ClioSport Club Member

  Z4M

• Oct 8, 2018

• #22

Day insurance. It's cheap enough

 

BoatNonce

ClioSport Club Member

  Boostvagn.

• Oct 8, 2018

• #23

Yeah, Cuvva don’t cover modified cars, or cars older than 10 years IIRC.

 

Darren61

ClioSport Club Member

  182 Cup

• Oct 8, 2018

• #24

Definitley cover cars older than 10 years, unless they’ve recently changed their own policy?

Modified.. could be worth a phone call?

 

DomP182

ClioSport Club Member

  ph1 172, Arctic182

• Oct 11, 2018

• #25

Thanks for the suggestions, just need to find a tidy 1*2 in my budget

 

X

xcore

  golf

• Oct 26, 2018

• #26

Hire a flat bed 100/24hrs