Chances of getting insured on a sport at 19?

[Brad Smith]

Tried Adrian Flux today and they wouldn't insure me isn't looking good.

 

[Joe#]

Did you put parents on as named drivers mate?

 

[.Stevo.C.]

Have you tried Elephant?

 

[The Boosh!]

I got my 182 @ 19 and paid £1600 FC in a Baghdad postcode.

In heinsight i'd have waiting but I really wanted one.

 

[Brad Smith]

Did you put parents on as named drivers mate?

They never asked me about named drivers :S

Have you tried Elephant?

Couldn't get through, waited for 5 mins on phone never answered.

I got my 182 @ 19 and paid £1600 FC in a Baghdad postcode.

In heinsight i'd have waiting but I really wanted one.

I cant get quotes anywhere near that Think Im gonna end up waiting

 

[jenic]

I got my first 182 at 19 just over 2 years ago, was £1300 tpft but I only had 1 years bonus. Thats in a medium to low risk postcode area.

Glad I did, as I liked owning it. It wasn't a lot more than other cars either, I think the renewal on my C2 was going to be about £800 tpft.

 

[Brad Smith]

I just dunno what Im doing wrong. I will have 2 years NCB, I'm a leisure attendant, postcode is a D rating ( think thats whats spoiling it tbh) it was on a 172 also. I'm trying the comparison websites, I know there no good but just getting a rough idea and cant get it poast 3K.

 

[Joe#]

I got my 182 @ 19 and paid £1600 FC in a Baghdad postcode.

In heinsight i'd have waiting but I really wanted one.

Who was that with?

 

[The Boosh!]

Adrian Flux. Not that it matters now due to the massive shift in insurance premiums between 2011-12.

 

[Brad Smith]

They wouldn't even give me a quote

 

[stephen chadwick]

give admiral a bell, im with them 19 2yncb 0points £1500 fully comp

 

[Knuckles]

ive just been playing around with quotes... i changed my job title from draughtsman to graphic designer and it dropped £300! i didnt think draughtsman was a high risk job lol. wtf

can anyone shed some light on this?

 

[Martyn_182]

Think its also slightly dearer if your in the motor trade to

 

[Brad Smith]

give admiral a bell, im with them 19 2yncb 0points £1500 fully comp

Tried admiral/ bell/ elephant couldnt even get through didn't pick up rung about 4 times all waiting 5 mins. Whats your postcode like.

 

[Joe#]

Adrian Flux. Not that it matters now due to the massive shift in insurance premiums between 2011-12.

Thanks, yeah I guess your right.

And insurance can change upon many factors also.

 

[DUBS73P]

Im 18, 1Yr NCB and got quoted ~£2200 for the 182ff and the 197, ~£2500 for the 172Cup and ~£3100 for the Trophy
Elephant has been the cheapest for me no matter what the car, and Flux wont insure me until im 19, but then it gets to more sensible prices

Im only Paying 890 Fully Comp for my 1.Poo

 

[Joe#]

I take it that's in your own name?

Did you have a high excess?

 

[Brad Smith]

Thats some good prices tbf, I cant even get close. Whats your postcode like ?

 

[DUBS73P]

I take it that's in your own name?

Did you have a high excess?

Yea all the quotes are in my name, my current car is £250 compulsory £250 voluntary i think? and the Sports were all 250+250

Edit: Post code is B rating

 

[Joe#]

That's a really good quote then.

I tried Elephant just then and they came back with £4000

Edit. I'm in a code B area

 

[Brad Smith]

The cheapest Ive found so far, is using a comparison website, and it come back at £2700. Not bad for a comparison website, but now it gives me some hope. So I'm going to use the same information, except ring companies, and hopefully it should go down...hopefully.

 

[JezzaMac]

Unless you wipe your ass with 20 pound notes I wouldn't pay over 2k for insurance! If you wait for a bit then it will drop and you will be able to get a much nicer car rather than spending more on insuring it than it cost to buy! Only my 2 pence worth though, your decision!

 

[Brad Smith]

Na I ain't going to mate its slowly coming down and ATM I'm only using comparison websites. Its come down to £2300. So its getting there. Going to do some ringing around, see if it will come down more. Really want to pay at the most £1700 as thats what it is on my 1.2.

I just really want a clio sport mate, the only car I am really interested in, whenever I see one I get excited haha (sad I know...but thats how I get) whereas any other car I just think hmmm so lol. But to be able to own one, and know it was all mine, and I could look out the window and see it and get in it and drive it whenever I want to, would just be so good.

Sorry for sounding like a right saddo but thats me lol

Thanks for your advice though mate, defo not going over 2K

 

[Brad Smith]

Is a 182 cheaper to insure than a 172, just got a quote for a 182 cup packs, for £2200 ?

 

[Brad Smith]

Got the cheapest quote think I'm going to find tbf. Adrian Flux gave me a quote of £1800, on an RB 182 non cupped. But also rung Brentacre and they said they would beat it if I could get all the details of their quote to them. Going to try Greenlight, still need to try admiral/ elephant and bell.

But wont be getting the car till March, just wanted to make sure I could get insured on one before buying it. And good news is I can, and for not that much more than my 1.2, because Im currently paying £1700 :|

 

[Lee P]

I was in the same position as you intil the last few days. I'm 18 with 1 year NCB and ive had a fast track policy for ten months on a BG182 FF which gets me a full years no claims at the end of the ten months

 

[Knuckles]

I've found if the cars worth more than 3k, park on the street and do less than 5k a year it brings down the insurance...

Also see what else you can say as your job title... There's a £180 difference between the job I've said and the job I'm changing it too lol... They don't have my job title on the database so I said I'm a draughtsman... If I say I'm a graphic designer it's cheaper.

 

[ekaJ]

Been getting quotes of £1800 to insure a 182 FC.

172 is 2k.

Insurance is mental.

 

[warwickstingray]

Do you need to drive to work? I can cycle and that means I can tick social and pleasure use only and not used at peak times. Knocks 100quid off my insurance even on my 106 diesel and I'm 30 with 7 years no claims and a clean licence, living in an insurance friendly area. Are any of those black box or curfew polices any use or are they just for 17 year olds. if you do get insured go careful and don't add to the negative statistic. If you share with a mate you can track days for as cheap as 60 quid each rather than risk it on the road.

 

[Brad Smith]

I wish i could get a quote like 1800 that's what it is on my 1.2 how and who did you go with to get it that cheap. ?

 

[warwickstingray]

Could be worse I was paying 2 grand on a Daewoo matiz 0.8 for my first year of driving when I was 20.

 

[SaMk2]

Been getting quotes of £1800 to insure a 182 FC.

What witchcraft is this?

Who is that with?

 

[sbridgey]

I am 20 and mine is 1.8k, with brentacre, unlimited mods swell

 

[Dan@M.A.D]

I was quotes £1800 on a 182 fully comp, I have 0 no claims as i went without a car for a while and just used the works van.

My Audi came out at just under 2k fully comp with 10k miles a year.

 

[mitch1503]

just had my renewal through with admiral will be 23 2yr ncb and 1 crash declared on a 172cup 1300 quick call later 1082.51.. churchhill has been the best up 2 now 1020.73

 

[DannyR]

just had my renewal through with admiral will be 23 2yr ncb and 1 crash declared on a 172cup 1300 quick call later 1082.51.. churchhill has been the best up 2 now 1020.73

You've not tried Sky then have you? As mine with nine points is less than that and everything else is similiar

 

[mitch1503]

You've not tried Sky then have you? As mine with nine points is less than that and everything else is similiar

dont cover CUP's iirc

 

[Ryanj]

I did a quote for my gf last night on an 03 172, she's 21, has 1year ncb, and got a quote of £800 fully comp from admiral

 

[Brad Smith]

I cant get no whree near these quotes so I've kind of given up. My insurance renewal was apparently £2200, then after new quotes was still £1700

 

[DannyR]

dont cover CUP's iirc

LOL you are joking right?