Are you 19 with a RS?

[JParker]

Hello! just turned 19 hoping to get insured on a sport BUT the quotes I'm getting are still around 5k cheapest! So was wondering if anybody is 19 and are insured on a sport and how much they are paying with 1 or 2 ncb. OR if anyone has any little tricks to get insurance down thanks!

 

[Dave Hester]

Dont waste your money, stick with a 1.2/1.4 until u have built up.some experiance and ncd

 

[JParker]

That's what I'm going to end up doing at this rate

 

[Feirny]

No.

 

[BoatNonce]

If I were to get a 182 now, I'd be paying £2000 a year to insure it, because I've been driving for a year.

Just keep running a 1.2 for now.

 

[Daniel]

No.

Same.

 

[JParker]

Don't like your attitude Feirny tbh

 

[boffey]

I got mine at 19 and payed 3200 seems stupidly dear now thinking about it.

 

[Ghm]

It's always better to gain some experience in a less powerful car for obvious reasons, like the above posts stick with the 1.2 for the moment and one day you will have the privilege of some powaaa!

 

[The Boosh!]

I paid £1800 I think for my 182 when I was 19. Speaking from experience I don't think i'd do it again.

Don't get me wrong, I loved the car and I don't regret doing it one bit, but I wish i'd have saved my money and got one a bit later on.

I'll always remember driving it home. Coming straight from a 1.2 16v Clio dynamique, it felt like the millenium falcon when gave it a boot full.

 

[Tunst]

Same.

Same.


I had a sport back when I was 19 though..

 

[Feirny]

Don't like your attitude Feirny tbh

I answered your question.

 

[Matt W]

I had a 172 cup at 19, was £1200 with 2 ncb.

 

[Fletcher]

Yep.

 

[JParker]

It's easy to say from your position to just wait, but I have been driving a 1.1 for almost 2 years now, got no idea how "boffey" got a quote for 3200

 

[gaz44]

There is something wrong with the person who forks out over £2000 to insure a Clio. The only reason you'd pay silly money at that age is to be faster than your mates and that'll end in tears.

 

[Feirny]

It's easy to say from your position to just wait, but I have been driving a 1.1 for almost 2 years now, got no idea how "boffey" got a quote for 3200

At your age, my insurance on a 1.1 C2 was £500. Cheapest I got it was £245 at the age of 23.

 

[Ghm]

He properly stays in an area with very little crime, added a female to the policy as an additional driver ( this helps alot to bring prices down. )

 

[Stu.]

I was 19 when i got my 1st RS clio. 3 points (ms30) 2k! Would been circa 1400/1500 with no points.

 

[Tomas]

1.1 C2? I thought you meant a VTS C2

 

[AdamH1]

I'm 19 with 2 years NCB paying £1150 on my 200.

 

[Adam.]

200 iirc.

circa £800.

 

[Dan@M.A.D]

I'm 20 and have 2 but neither are currently insured until my no claims comes through in a couple of weeks. Should cost me £800 for the Trophy and the 172 will most likely stay sorn for a while longer. I insured the Trophy for a week to see if i liked it or not lol.

For some reason the price to insure my A3 is more than the clio which is odd, Might trade it in once the insurance runs out in December. Not sure what the replacement would be though.

If i were you i wouldn't pay 5k to insure an RS, They just arn't worth it.

 

[jay-clio182]

No but i'm 10 years older

 

[UKBraderz]

6 years no claims & my 182 fully comp is only £400 a year... Experience pays off! Cost me £1050 when I first got it! Being 25 helps though! Lol!

 

[JParker]

Noooo a 1.1 and it doesn't move a vts is still silly money for insurance

 

[DaveDreads]

If I was 19 and had to get myself rolling, i'd be getting an old Mini with a 1275 engine,
it looks cool, it's quick(ish) and it's easier to insure as it's under 1.3L.

 

[JonnyClio]

I'm 19 and I drive a Trophy, my insurance is £1950 and I have a claim.

 

[Knuckles]

Nope, I'm 21

stick with the 1.2/1.4, I wanted a 1*2 so much but I can honestly say I'd have killed myself if I got one earlier.

Is it the power or the looks you want? If its the looks just make a rep

 

[JParker]

I like the idea of a mini but couldn't see myself in one tbh, and no way am I paying 5k for insurance! Anyone know any decent car that I could possible get a quote for under 3k ish?

 

[Knuckles]

Saxo vtr? Once fettled with they're very capable cars

 

[JParker]

I'm more about the power not really to bothered about the looks really but do like hot hatches

 

[Dan@M.A.D]

I like the idea of a mini but couldn't see myself in one tbh, and no way am I paying 5k for insurance! Anyone know any decent car that I could possible get a quote for under 3k ish?

I had a 1.6 clio, Really really nice engine and feels pretty quick.

 

[Harpham]

I bought my first RS at 19 (I'm now 23). Paid £1k for insurance iirc with my mods declared (I.e. exhaust system).

 

[JParker]

Vt* are very common around here, wanted something a little different

 

[BoatNonce]

I'm very tempted to get a DCI as an interim car. 1.5, but with oodles of torque.

 

[ekaJ]

Im 19 and my insurance is £850

 

[Knuckles]

106 gti?

lupo 1.4 sport/gti?

swift sport?

panda 100hp?

mk2 clio dci 100 (remap to 125bhp & 180+ ft lbs)

all nippy fun small cars

 

[sbridgey]

These people with sub 1k£ insurance are clearly fronting...

 

[Pacman.]

So basically you want a powerful car at 19.
This can only end well!

Mate there is no rush to get a powerful car at your age!
Most of us on here started off with 1.1 and 1.2 and drove them for a good couple of years first.
The insurance is not the only thing to consider when upgrading to a more powerful car as well.
Fuel, Tyres, Tax and Service can all be expensive too on faster cars.

I would carry on for at least another couple of years perhaps upgrade to a 1.4 or 1.6.
Keep your insurance low and build up the no claims.

Then when into your mid 20's go for it.