aye my dad pays £324 for the year, i am paying / paid 363 deposit plus 10 monthly payments of 157, grand total of £1933, think i got shafted big time, iam not due renewal till september but i had an accident in march and got the car back in april, but i still haven't heard anything from my insurance (bell) as it maybe a 50/50. ive been shitting myself incase i cant get insurance but funnily enough with bell it goes down to about £800 thats me being at fault with £5000 worth of damages caused although i dont know the full cost but i know there was £3000 worth of damage to my car. oh yes and i have paid £850 excess