Need Insurance help!

[JamesClio1]

hey im new to the site and have had my clio for about half a year, im 17 and my insurance is just about to renew and i want to add loads of mods to my 1.2 mk2,
any advice on what are the best insurance groups? and the best mods to do?

 

[Stan.]

Save your money for a couple of years and get a 1*2 instead

 

[Will.]

Welcome.

Admiral were good for me when I was 18/19/20 for my 1.4 with exhaust,springs, wheels, seats etc

 

[JamesClio1]

i know itd be best to save my money yeah but im dying to have a better car with looks and performance!
how much do you reckon these kind of mods would set me back?

 

[172Ben]

Impossible to say.

Save your money, you wont get alot of performance for your money anyway really.

 

[Will.]

How much did you buy the car for? I'm going to say around 1/3 of the value of the car maybe half.

 

[JamesClio1]

i paid £850 for it,
and yeh your probably right ben lol
but i would like to try just for personal satisfaction

 

[Will.]

Oh....In that case.......more than the value of the car.

 

[n00ber420]

direct line increased my policy from 600 to 1231 last week.
so i went to adrian flux and got it down to 509, think they also give u discount for being a member of enthusiast clubs...as you are.
=]

 

[Scott™]

I was with the post office with a megane coupe 1.6 16v and they were really good with mods.

 

[JamesClio1]

i just looked at the adrian flux website it looks really good, is there no hunch whatsoever?

 

[penfish4]

Performance... From a 1.2?

 

[scott9]

Unfortunately theres no such thing as performance from a 1.2..... the money you'd spend modding it will feel very wasted in a year or so when you can afford the insurance on a decent sized engine! Save your pennys! :rasp:

 

[Dm_26]

Put it this way, 17 year old, just passed their test, on a 1.2 that takes 10 years to get to 60mph, with a whole load of mods thats maybe gonna take that down to 9 years and 364 days to get to 60mph is going to cost you an absolute fortune to insure. That's if you can find a company to insure you at all.

My advice is ride out the 1.2 in standard guise for a few years. Maybe do cosmetic mods like colour code etc, maybe a decent sound system.

Build up your no claims then you can buy a car that might make it to 60mph in a few seconds

 

[JamesClio1]

yeah i have a good sound system atm and might spend a couple of £100 on appearance