Direct Line no claim issue

[halla26]

Hi people.
I unfortunately had a crash last year which I was at fault.
The renewal came today, to which it would have been my 3rd year no claim.
Im a named driver on my fathers insurance with direct line due to my main vehicle being a motorbike.
He has protected no claims 15 years +

Now the renewal says
No Claims discount 3 years

So question is, have direct line put "my" would have been current no claims on, and instead claimed for the car crash damage off my dads protected no claims instead of mine? Or just a fault on there half which I need to ring up quickly about to rectify?


To sum up
I crash as named driver, my no claims loss(non-protected) or policy holders(protected)

 

[brisa4984]

i think it comes off ure dads mate.

 

[JCC]

It's the policy holder (main driver's) no claims that are affected.
Seeing as it's protected, looks like nobody is losing any NCB here.

 

[D4N13L]

+1 had this done to me by an ex SWT

 

[halla26]

ah great. Was worrying for a second then, nothing more ridicously difficult than talking to Direct Line on the phone!
So on insurance quotes, I'm still putting had a accident with damage of yadda, but still with my 3 years no claims?

 

[kaimcg]

I wouldnt complain, if you knew your dads was protected. And yours hadnt been affected i wouldve kept quiet personally. previous to knowing it wouldve been the policy holder who wouldve lost an unprotected ncb! !!