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Valver! I was £1100 to get insured on one in my second year of driving, with zero noclaims. Good sleeper-cars too, can outpace a lot of other stuff if u keep the revs up!
Cant afford it? Sell it to me for a knock down price :D
Edit: Its not that 172 would be any faster than my current car, but I love the looks and the, well, new-ness it has over a Valver lol.
Buying a williams is a mugs game, they're well overpriced because of their classic/prestige/icon status and end of the day the only real difference to a valver is 200cc, slightly stronger box and wider track, Oh and 7 or so insurance groups!
Im same as you, 19 and 1 NCB got quoted 1050 TPFT from ecarinsurance but so much of that depends on what job you have - My old job would have seen me quoted an extra 500 quid!