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Did I get a good insurance deal?



  Mazda 3 MPS Mk1
seems pretty good for your age mate!

Im 27 with 5 yrs ncb no points etc and im paying £335

bell and elephant are generally the cheapest on just about anything!
 
  clio 172 phase 2
that seems about right.
im 21 with 2yrs ncb,
6 points,
on a ph1 172.
fully comp im paying £970
 
  clio 172 phase 2
go to santa pod insurance. there pretty good. they use adrian flux and similar places. theyre realy good for the younger driver. with points ect
 
  ph1 track weapon
yeah i'd say thats about right
23
4 years NCB
£700

but that was on a cup (more expensive due to no ABS)
 

Lozza-p

ClioSport Club Member
  BG FF 182
im so fooked off
looking for insurence

172 sport ie non cup
7 years ncb
25 years old
0 points

ive been getting quotes off £1000

my insurence has doubled:mad: and i dont know why
 
  172
I paid £550 with Bell

21
3 years no claims
0 points
12000 miles
5 years driving
 
Last edited:
  e91 330d/type r mini
i just got my renewal today £630 fully comp with halifax
im 36
4 years ncb

just tried bell after seeing this thread and quoted me £1005 :(
WTF is that all about???
i pay less than that for my e46 m3
insurance companies = jokers
 

A.J

  F360 BCGT 182
i just got my renewal today £630 fully comp with halifax
im 36
4 years ncb

just tried bell after seeing this thread and quoted me £1005 :(
WTF is that all about???
i pay less than that for my e46 m3
insurance companies = jokers

Agreed! I've tried loads of companies for a good quote on my 182, the cheapest I got was £415 which is still a tad expensive considering I only pay £400 for my Ferrari with agreed value!
 
182 - standard
23 years old
5 years NCB
Fully comp with Churchill for £780 however my excesses come to £750 in the event of a claim!!
 
  BMW E92/Audi S3
My company get £1900 on a 225 and then want £2300 on a 182 and £2200 on a Golf GTi.
Compared to me. You got your c**k sucked.
 
  182Cup, MinesGTR R35
Omg now I know why I was paying over a grand at 26years old, no points, 4 years ncb, garaged over night... Bradford 9 is group f**king F, the highest Car Insurance Post Code Rating... Must be becouse thats were the Bradford riots happend... But the part were I live its posh big massive houses... Grrrr...
 

jenic

ClioSport Club Member
Omg now I know why I was paying over a grand at 26years old, no points, 4 years ncb, garaged over night... Bradford 9 is group f**king F, the highest Car Insurance Post Code Rating... Must be becouse thats were the Bradford riots happend... But the part were I live its posh big massive houses... Grrrr...

Dont read too much into the postcode ratings, while they may give an idea they can be very inaccurate and a lot of insurance companies use much more sophisticated techniques now (such as plotting your location on a map and looking at risk within x miles radius, done electronically obviously).

Bradford is an oddball, like manchester it is now a no quote zone for many companies.

To give an example of how poor the postcode ratings are, mine is HX3 which is rated F, anyone who is from Halifax will know that HX3 covers a massive area, from £50k 3 bed council houses in very bad areas to £2 million mansions in very nice area's. Un-comparable in the old ratings system.
 
  172, BMW 120 Msport.
We pay £990 combined for a PH2 172 and a 2003 2.0HDI berlingo Van. Bargain i would say...

Her....

22
4 Years driving
4NCB
0 points.

Me...

23
5 Years driving
2 NCB
3 Points.
 
  ITB BG 182
im so fooked off
looking for insurence

172 sport ie non cup
7 years ncb
25 years old
0 points

ive been getting quotes off £1000

my insurence has doubled:mad: and i dont know why
Your getting bummed, i bet they are atleast enjoying it.

Im 28
5 years NCD
Cat E postcode (f is the worst)
182 with ITB's and all other mods included.
a One year ban, 3 points.
Fully Comp
12,000 mile p/y.
£605 (thank you Greenlight)
 
  Clio Sport 2.0 182
i just had a quote of bell for £2567 on my 182

22
3 years ncb
8,000 millage
no points never had a speeding ticket
wv6 postcode (which is a c in the list)

wtf is that all about ner got quoted that when i was driveing a 1.3 fiesta 1st car and im with admrial
 
  172
wtf iv justy got my 172 cup with admial for just under 1600.. this price includes break down cover

im
22
1year no claims
1 crash
6,000
mk42 postcode which i think is C in the list

everywhere else wanted the likes of 1900 right through to 3.7k
 
  Clio Sport 2.0 182
absolut bull crap mate i tell you i rang up and said why is it so high and basicly said it just is car,nt belive it ill get my new quote in april with admrial im praying to the gods its no were near that
 
  172
i managed to get 100quid knocked off aswel or it would of been even higher
agreed with 1 price and then when i rang agin i asked if they could knock any more off
my renewal started today and i turned 22 last week
 

The Chubby Pirate

ClioSport Club Member
  Golf R
i just had a quote of bell for £2567 on my 182

22
3 years ncb
8,000 millage
no points never had a speeding ticket
wv6 postcode (which is a c in the list)

wtf is that all about ner got quoted that when i was driveing a 1.3 fiesta 1st car and im with admrial

FLOL.

They must have had the telescope out for you.
 
Some serious beding over going on in here.

I just got my renewal for the 200 in. At which point I'll be
21,
2 years ncb,
3 accidents (1 fault 2 non fault)
0 points
£659.59

:approve:
 


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