Car insurance expensive?

[skyinsurance]

a fiver under I don't give a s**t?

Winner. (checked with my famous crystal ball and everything)

 

[Martin_172]

i was only £360 a year on my 200 @ 22 which i thought was quite good! im only £40 less than that a year on the Twingo!!!!

 

[Alan]

i was only £360 a year on my 200 @ 22 which i thought was quite good! im only £40 less than that a year on the Twingo!!!!

Frontin' iirc..

 

[The Fatty]

I have just paid £460 with admiral, 26,8yncb,8y driving, clio182 with mods declared. How come you got it sooo cheap?! Greenlight quoted me £500+

 

[Neil@greenlight]

I have just paid £460 with admiral, 26,8yncb,8y driving, clio182 with mods declared. How come you got it sooo cheap?! Greenlight quoted me £500+

Normally on the modified cars we come up very competitive. Our policies also include benefits like Track Day Cover for £45 per event, like for like replacement of modified parts and even agreed value.

Plus we only use UK based call centres.

You have already arranged the cover otherwise id be happy to take another look for you to see if we can reduce the price further by adjusting the mileage and other details (like secure work parking) that might help us get the quote lower.

Best Regards
Neil
Greenlight Insurance
01277 376000

 

[DrR]

No idea how was so cheap, I even entered the details 3 times to double check.

 

[Chrisgti6]

i was only £360 a year on my 200 @ 22 which i thought was quite good! im only £40 less than that a year on the Twingo!!!!

How is that even possible? Mine is only a few quid cheaper than that and i'm 30. I know location has a lot to do with it but I don't think that can be the only factor in this. I can only guess that this wasn't a policy in your name?

 

[skyinsurance]

No idea how was so cheap, I even entered the details 3 times to double check.

When you get your paperwork, check and double check everything again, look out for hidden excesses, exclusions and benefits.

 

[DrR]

Yeah will do, as the cars only worth a packet of sweets I'm not to bothered though.

It's Aviva so a well known company.

 

[DB.]

I was hoping the higher and lower game carried on for longer.

 

[Martin_172]

How is that even possible? Mine is only a few quid cheaper than that and i'm 30. I know location has a lot to do with it but I don't think that can be the only factor in this. I can only guess that this wasn't a policy in your name?

policy in my own name
22yr old
6yrs ncb
no crashes or points etc
no mods
good postcode (not england!)

 

[Alan]

And gay ^

 

[Martin_172]

rather be gay than be b**ch whipped like you, mr am no aloud a facebook.

 

[Alan]

No need for Facebook now wee man

 

[Nmp1970]

Just wondering how you can have 6 yrs ncb at 22, did you start insuring at the age of 16, and how is Stirling a good postcode

 

[Chrisgti6]

Just wondering how you can have 6 yrs ncb at 22, did you start insuring at the age of 16, and how is Stirling a good postcode

Moped or something I expect.

I still can't see how it's so low. I know postcode makes a big difference, but so does age and experience, which I have a lot more of, and pay the same amount.

 

[Alan]

Martin may have had bonus accelerator policy's, some insurers offer introductory discounts too, also the fact he had a 172 from 19 iirc shows he has experience and never panned the car in the first year of ownership which a lot of companies rate on. As soon as you cross the border insurance companies have good reason to increase the price, some areas are highly populated compared with equivalent areas up here, more chance of accident as the roads are busier, car crime is higher, also in the major cities, a minority decided it'd be a 'cool' idea to riot, set property and vehicles on fire.. Up to 40% increase across the board this year at renewal too hasn't helped but it's just the underwriters trying to recoup the costs of the last year or so.

 

[Nmp1970]

There is no way on earth that a 22yr old with a clio 200 is only paying 380 for insurance. I'm 42 with a clean licence ,no accidents and 6 yrs ncb in a decent postcode on a clio 172 and I pay £360.

 

[The Chubby Pirate]

Who really cares??? It's really not a big deal is it??

 

[Alan]

Spaniel, manz a hater.. In other news, getting quotes on 335d MSport coop's for 600£..boom!

 

[The Chubby Pirate]

Spoil a lot of people's days in that...

 

[Alan]

Correct, de-badge with a map on it.. Enough torque to twist the chassis..'

 

[skyinsurance]

There is no way on earth that a 22yr old with a clio 200 is only paying 380 for insurance. I'm 42 with a clean licence ,no accidents and 6 yrs ncb in a decent postcode on a clio 172 and I pay £360.

There is every chance with the way some insurers operate, some insurers are absolutely desperate for business and will undercut every insurer out there by sometimes £hundreds in a desperate bid to secure the business. These insurers often fail when they get claims in, I've seen it time and time again. Great in the short term for you guys I guess, frustrating for the insurers who know what they are doing and how to put the correct price on the risk.

 

[DrR]

Lol just got a quote on brand spankers focus ST, with my claim and conviction, came back as £380!!!!