Blackbox Insurance with Modified Wheels

[Pride07]

Hi, anyone know where i can get cheap blackbox insurance with aftermarket alloys.

I mention this because they come to fit the black box and check the car over.

InsureTheBox don't support mods at all.

 

[BlakeTillz]

Could try co-operative insurance for young drivers?

 

[Dr HMS Derv Destroyer]

Co-op don't allow mods. Not allot of black box insurance peeps do tbf

 

[Joe#]

f**k having a blackbox.

How much does it drop prices by?

 

[BlakeTillz]

Ohh okay, tbh i wouldnt go for black box just go for normal insurance and declare mods

 

[Dr HMS Derv Destroyer]

f**k having a blackbox.

How much does it drop prices by?

f**k all mate, I was going to do it last year when I started, but the blackboard insurance was higher than insuring a 1.2 16v on normal TPFT

 

[Joe#]

f**k all mate, I was going to do it last year when I started, but the blackboard insurance was higher than insuring a 1.2 16v on normal TPFT

Car insurance doesn't make any sense at times lol:S

 

[SC03OTT]

Big Brother IIRC.

[/tinfoil hat]

 

[Dr HMS Derv Destroyer]

Lol, ' insurance just rapped you in the ass ' is wht they say nowadays

 

[Pride07]

f**k having a blackbox.

How much does it drop prices by?

By £800, best quote without a blackbox is 3800 for TPF&T, with a blackbox, the best is £3000 for 8K miles and night driving restrictions, lower excess and fully comp. Even lower if i drop the milage.

But i need to find a new set of stock alloys for this car

I need to share the car with my sister who is also passing at the same time as me, so it isn't easy

 

[KFRRS94]

f**k having a blackbox.

How much does it drop prices by?

By £800, best quote without is 3800, best with is £3000 for 8K miles and night driving restrictions and lower excess. Its lower if i lower the milage.

But i need to find a new set of stock alloys for this car

I've got a blackbox, dropped my Insurance by £2000 - £3000

 

[M26]

f**k having a blackbox. Especially for young drivers who work part time. Finish work late on a Friday/Saturday night and your insurance premium rockets? No thanks.

 

[Chris_786]

F@ck that off for a start.

I have my car so that I can go where I want when I want, not to be told what to do and when.

 

[Pride07]

F@ck that off for a start.

I have my car so that I can go where I want when I want, not to be told what to do and when.

But are you a new driver?

 

[Matt W]

Mental. Glad I started driving a few years ago, the prices are crazy now! (under £600 for my mx5 this year )

 

[The Chubby Pirate]

id rather pay the ten grand for insurance. You boys are being f**king hung out of insurance wise.

 

[Chris_786]

But are you a new driver?

No I'm not, but thats why I learnt to drive.

Honestly if I had to pay £k to insure a 1.2 I'd rather spend £3k getting taxi's everywhere.

 

[George182]

I agree 3k is one hell of a lot of taxi's!

 

[Jay_W]

I have a blackbox and I pay £976 and I'm 17. I'm only doing it for the first year and I'm glad in a way as most people I used to go to school with are paying £4000+ and have crashed. I'm less likely to crash with the blackbox. Also the night thing doesn't bother me as it stops me drink driving as I'm a heavy drinker

 

[M26]

I have a blackbox and I pay £976 and I'm 17. I'm only doing it for the first year and I'm glad in a way as most people I used to go to school with are paying £4000+ and have crashed. I'm less likely to crash with the blackbox. Also the night thing doesn't bother me as it stops me drink driving as I'm a heavy drinker

Are you in the habit of taking your car to the pub? Even without a black box you should know to get a taxi/lift home from the pub.

 

[The Chubby Pirate]

Stops you drink driving?

Dont know what you're missing tbh.

 

[Jay_W]

Are you in the habit of taking your car to the pub? Even without a black box you should know to get a taxi/lift home from the pub.

I live in the middle of no where therefore I have to drive to get to the pub then I leave my car there, depending on the time

 

[marinemackay2003]

F@ck that off for a start.

I have my car so that I can go where I want when I want, not to be told what to do and when.

agree totally, pay insurance to be told when i can and cant drive.........ram it

 

[Joe#]

I agree with that too. Don't they monitor you're speed to?

I wonder what the insurance company would say of you wanted to declare a turbo. You can, but only on low boost..

 

[cliokid182]

I have a blackbox and I pay £976 and I'm 17. I'm only doing it for the first year and I'm glad in a way as most people I used to go to school with are paying £4000+ and have crashed. I'm less likely to crash with the blackbox. Also the night thing doesn't bother me as it stops me drink driving as I'm a heavy drinker

Lol less likely to crash with a black box?? does it drive the car for you then??

And in response to the post take the alloys off and once they have fitted it put them back on IMO

 

[aucky]

£3800

Where do you live??

Fallujah?

 

[ast]

Ive got a co-op blackbox on my 1.2 lol, it aint too bad tbh, Ive payed £900 for the year & if i drive 'safe' they give me money back every 90 days (around £100) which will bring it down to £600 at the end off the year if i drive ok, im 18 & can do 18,000-20,000 miles a year, also i put down i 'often' for late night driving (between 11PM-6AM) so i can drive at whatever times i like without it effecting my insurance, also the more you value your car at the less insurance you pay, weird but it works i drive at around 35-40mph on 30 roads without realising and it doesnt make a difference. its alright but if you cant insure anything over a 1.9ltr.

 

[Pride07]

Ive got a co-op blackbox on my 1.2 lol, it aint too bad tbh, Ive payed £900 for the year & if i drive 'safe' they give me money back every 90 days (around £100) which will bring it down to £600 at the end off the year if i drive ok, im 18 & can do 18,000-20,000 miles a year, also i put down i 'often' for late night driving (between 11PM-6AM) so i can drive at whatever times i like without it effecting my insurance, also the more you value your car at the less insurance you pay, weird but it works i drive at around 35-40mph on 30 roads without realising and it doesnt make a difference. its alright but if you cant insure anything over a 1.9ltr.

They don't insure modified vehicles

 

[Jaff.]

So drive a vehicle that isn't modified then!

 

[ast]

Ohh, didnt know that ! un-modify it, then modify it
my friend has a different tracker insurance to me though, still cheap & im sure its only a theft tracking box, and hes corsa has alloys & coilovers, ill ask him when i see him on sunday

 

[Owen92]

Ohh, didnt know that ! un-modify it, then modify it
my friend has a different tracker insurance to me though, still cheap & im sure its only a theft tracking box, and hes corsa has alloys & coilovers, ill ask him when i see him on sunday

Then have no insurance when you crash and then you've spent all that money on nothing?

 

[Pride07]

Its a shame that i can't afford this car with modifications, it really looked nice. If i can't comprehensively insure it, i'll probably get a very cheap clio with lots of miles on the clock and insure it 3rd party only with some random company for the no claims, and consider upgrading later.

Thanks anyway guys

 

[len_beach]

There must and will be specialists who will insure you at less than 3.8k without spying on you.

Try Sky on here and if they don't specialise in your age group, they'll be able to tell you who will.

Also add your Dad and/or Mum onto your policy. My good lady made two claims at the same time 18 months ago when she was 24 totalling about 10k. Adding a 29 year old man knocks £500 off her premium.

 

[Pride07]

There must and will be specialists who will insure you at less than 3.8k without spying on you.

Try Sky on here and if they don't specialise in your age group, they'll be able to tell you who will.

Also add your Dad and/or Mum onto your policy. My good lady made two claims at the same time 18 months ago when she was 24 totalling about 10k. Adding a 29 year old man knocks £500 off her premium.

Parents have automatic licenses

Is it even possible to do that? i know the automatic acts as a provisional manual license but won't the insurance actually go up if i do that?

 

[Jordanb29]

go with aviva, im 19 and ive got 6 points and im insured with them and my insurance is £3000?

Surely you will find it cheaper, but it all depends on where your living and your postcode on the risk of robbery etc

 

[Jaff.]

go with aviva, im 19 and ive got 6 points and im insured with them and my insurance is £3000?

Surely you will find it cheaper, but it all depends on where your living and your postcode on the risk of robbery etc

Flol! Did you really just suggest going with a company that has charged you £3k to insure a Clio!?

 

[Pride07]

go with aviva, im 19 and ive got 6 points and im insured with them and my insurance is £3000?

Surely you will find it cheaper, but it all depends on where your living and your postcode on the risk of robbery etc

Any mods on that car? wheels, tints?

 

[M26]

I can't believe the mental prices people are paying for insurance now. Mine has never been above £1000 in the 4 years I've been driving and I'm now insuring a 1.8 for £500.