Insuring a track car as 2nd car?

[skyinsurance]

Yeah been reading about that - it seems to be door bars higher than dash, unpadded cages and bucket seats that wrap around stopping you from looking to the side.

It's about time really. Obviously one death/serious personal injury too much.

 

[Cup_Phil]

I agree - when I was there last time there was a time attack astra using the tourist day as a shakedown

I just hope it doesn't spill over to cars like mine that are specced for occasional track days.
It's going to be difficult for them to stop the pro race cars using it as testing time and killing people - and not stopping people with their occasional track day cars who are on holiday and just want the experience

 

[skyinsurance]

It's a dangerous place but like is obviously appeal to even a part-time petrolhead. We've had a £multi-million claim from the ring and our guy didn't even crash! It also lost us one of our schemes unfortunately.

 

[Cup_Phil]

Crikey!!
I've never heard it from an insurers point of view before

 

[jon_r]

I suspect it'll all start kicking in over Easter, but I also suspect that if you find a quiet weekday when not a lot is happening you'll be fine.

Also applies to removable steering wheels. The cage thing is a grey area again, but it seems all cars with door x bars will be banned. My Clio fails on pretty much everything they've brought in. lol.

 

[jon_r]

It's about time really. Obviously one death/serious personal injury too much.

There's a couple of ways to look at it really. If you have a crash there then i'd rather be strapped in a 6 point harness, in a seat with head protection and a weld in cage, than one without all of that.

The rules are trying to stop the VLN guys testing on a Friday TF session rather than the Brit going over in his trackday car really, so I agree that it probably needed to be implemented. As with anything at the NS though, not everything announced gets brought into reality.

 

[Cup_Phil]

This is the argument I nearly had on the bridgetogantry discussion. People saying it's long overdue as race cars shouldn't be allowed on TF days - which I agree with as they hoon around like it's a proper race.

But I think it's unfair to penalise everyone with a "track prepped" car who just wants the experience while on a holiday with mates. Having a roll cage in your car doesn't mean that you're going to race everyone an inch from their bumpers any more than having a kitchen knife means your going to stab someone. A lot of the germans don't accept that though and say if you have a cage then you've fitted it because you want to drive in a race style.

 

[skyinsurance]

There's a couple of ways to look at it really. If you have a crash there then i'd rather be strapped in a 6 point harness, in a seat with head protection and a weld in cage, than one without all of that.

A proper safety prepared car yes, your average 'ring prepared car from the UK with an ebay bolt in cage, not so much.

 

[Djw John]

Djw Dave pointed me towards this thread, ill be in touch in the next few weeks, policy runs out either at the start of feb or march, ill defo be running a quote with you.

 

[Neil@greenlight]

Djw Dave pointed me towards this thread, ill be in touch in the next few weeks, policy runs out either at the start of feb or march, ill defo be running a quote with you.

Excellent mate sounds great. If you wanted to PM me your contact number when you are ready for a quote i can run the price through for you personbally.

Best Regards
Neil
Greenlight Insurance
01277 376000

 

[Djw John]

Will do Neil, cheers

 

[shiftspark]

Insured my clio with these today and it was cheaper than I was paying RIES last year on which I had to use all my no claims bonus.
Cheers

 

[roncee]

greenlight sorted a great price on my "track day" clio. made all the difference deciding having/not having a second car with 0 ncb (they mirrored the ncb on my daily)

 

[Jamie86]

Neil do you cover UK MX5's with half cage etc as well on the above track car biased policy?

 

[Neil@greenlight]

Neil do you cover UK MX5's with half cage etc as well on the above track car biased policy?

Yes mate definately....I actually have an MX5 myself (well its a Eunos). The half cage wont be a problem either.

If you wanted to drop me a PM with your contact details id happily call you personally to run the quote, we chat about all things MX5.

Love the Avtar picture by the way!

Best Regards
Neil
Greenlight
01277 376000

 

[Ocrlew]

this is good think il probs go ahead with my track build now

 

[Neil@greenlight]

this is good think il probs go ahead with my track build now

Cheers mate, i'll keep my eyes peeled for a build thread

Best Regards
Neil
Greenlight
01277 376000