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insuring a car thats not in my name??

Discussion in 'Interior, ICE, Security, Lighting & Electrical' started by ecogsi, Oct 27, 2008.

  1. ecogsi

    ecogsi

    Joined:
    Aug 20, 2004
    Messages:
    143
    Location:
    south wales
    Car:
    172
    My current car is registered in my dads name and insured with him with me as a named driver. Im looking to insure it myself this year fully comp but is it possible as its in his name?? I dont want to have to change registered owners as it will add onther person to the cars previous owners. Can i just insure it in my name allthough hes the registered keeper?? any help would be great
     
  2. T110MAS

    T110MAS

    Joined:
    Mar 17, 2008
    Messages:
    455
    Location:
    Sevenoaks
    Car:
    172 Cup
    simple answer - yes you can!
     
  3. Spongebob 172

    Spongebob 172 ClioSport Club Member

    Joined:
    Jan 13, 2008
    Messages:
    1,738
    Location:
    farnborough
    Car:
    corsa ecoflex
    yes you can..i have done this through halifax car insurance,my dad was the registered owner
     
  4. mace¬

    mace¬ ClioSport Club Member

    Joined:
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    Location:
    Bristol
    Car:
    Clio
    It will say are you the registered owner of this car on the form if you do it online.
     
  5. ecogsi

    ecogsi

    Joined:
    Aug 20, 2004
    Messages:
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    Location:
    south wales
    Car:
    172
    any ideas of insurance companies that are cheap for first time mature insurers i.e ive been driving 9 years as a named driver but i have on no claims discount??
     
  6. iain187

    iain187

    Joined:
    Sep 16, 2008
    Messages:
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    Location:
    Smellsmere Port
    Car:
    DCi
    dont know who will do you a good deal, but you might want to do 'test' quotes where you are the registered keeper and where you are not just to see if the difference in price is worth changing anything.

    also if your dad is still driving it he would have to be named on your policy as you cant have 2 policies on 1 car (to stop you claiming 2x in 1 accident - ie fraudulent claims!!)


    dont know who would be good to check out, I'd just get as many quotes as you can but avoid those comparison websites, they seem to be cwap!!
     
  7. mace¬

    mace¬ ClioSport Club Member

    Joined:
    May 4, 2007
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    Location:
    Bristol
    Car:
    Clio
    Elephant, tesco have always done me ok. Greenlight seems to get metioned alot.

    Also add your dad/mum to your policy as a named driver when you do it, will reduce the cost.
     
  8. speedy1878

    speedy1878

    Joined:
    Feb 19, 2008
    Messages:
    86
    Location:
    North West
    Car:
    Clio 172
    Ive just saved £180 quid switching from churchill to direct line and a liitle bit more as direct line do not charge apr if you decide to pay monthly!!!
     
  9. flick3k

    flick3k

    Joined:
    Feb 1, 2007
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    158
    Location:
    Sunderland
    Car:
    Civic Type-S GT
    admiral let you insure a car that isn't in your name. One of the questions on the form asks who the owner is.
     
  10. jester2k

    jester2k

    Joined:
    Jul 25, 2006
    Messages:
    170
    Location:
    bath
    Car:
    clio sport cup
    yes.. but just ask them to put a note on the account that they are aware of this.. better to be prepared !! and as someone said, put your mum on as a named drive.. will bring the cost down..

    on my s2000, putting my mum on, even when i was 28 lowered it by £150..
     

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