Can't even insure a 1.2 16v @ 26

Tez. · Mar 5, 2011

ive owned a clio 1.2 16v dynamique since i was 19 and never had a problem insureing it,
in jan i moved to my new place (6 miles from birmingham city centre)

im married
garged 3 bed house way off a main road
4 years ncb
no claims for anything ever
26 years old
no points

I carnt find anyting under 1k bah !!!!!!!
no way im paying over 500 quid a year for cover on a 1.2

last year it was 600 quid which i paid when living in my flat. just wondereing where im going wrong ?? cuz i dont get it ? its not like im 19 anymore and i only paid 1k back then living on a ruff council estae with 9 points and 0 ncb with a brand new clio

Tez. · Mar 5, 2011

Re: Carnt even insure a 1.2 16v @ 26

if i carnt find anyting under 500 quid im selling it . may as well use my bike (which is 5 times faster) and that only costs 250 quid a year lol

going for a good look over the net now

EllD90 · Mar 5, 2011

Re: Carnt even insure a 1.2 16v @ 26

Tried Admiral/Bell?

skyinsurance · Mar 7, 2011

Re: Carnt even insure a 1.2 16v @ 26

Have you spoken to my company?

Tez. · Mar 7, 2011

Re: Carnt even insure a 1.2 16v @ 26

no but going to when i get chance this week mate

jack_kemp · Mar 7, 2011

Re: Carnt even insure a 1.2 16v @ 26

That's an absolute joke. >1k for a 1.2......

M40 CUO · Mar 7, 2011

Re: Carnt even insure a 1.2 16v @ 26

Its all about the Post Code Rating for Car Insurance...

http://www.motorcarinsuranceuk.co.uk/post-code-ratings.php

Mines Group C So is cheep, Harrogate...

My mum and dads house is Group F in Bradford and they wanted 6k more... lolz So I moved out...

SC03OTT · Mar 7, 2011

Re: Carnt even insure a 1.2 16v @ 26

I'm not convinced of that lists accuracy. My area is a band E according to that. Never in a million years is it that bad where I am.

balax · Mar 7, 2011

Re: Carnt even insure a 1.2 16v @ 26

the guide is a joke! im in a group A and my cars have been broken into four times in the last 3 years.
maybe people just dont like me

jsr26 · Mar 7, 2011

Re: Carnt even insure a 1.2 16v @ 26

Wow that is mad!?! I am also 26, married, no claims, 5 years NCB, according to that website insurance band D (hmm, quiet village where there is hardly any crime!) Insuring a 182 AND a Megane R26 for a little over £1k for BOTH! Both are fully comp, granted only insured for 6,000 miles each, with a £150 total excess with all optional extra's declared, oh and also insured for occasional business use!
That is with Admiral on a multi car policy. I recall at renewal in January the megane on a single car policy was about £700 - but that is still a group 17 in old money insurance groups, with a 2.0 Turbo!

Note my insurance with Admiral went up but £70 because I said I was married! WTF?!? Only paid a £25 increase after much arguing, but still! Try sticking someone from the armed services on if you can, my wife did a stint with the RAF buying/stock control for Tornado parts - that used to get us a hefty £300 discount on most of our policies, just for her being a named driver...

Hope you get it sorted mate... that is mad

Alastair. · Mar 7, 2011

Re: Carnt even insure a 1.2 16v @ 26

23, audi a4 s-line, fully comp £497

Birmingham has one of the highest insurance prices in the country

JackJack · Mar 7, 2011

Re: Carnt even insure a 1.2 16v @ 26

That postcode system is stupid I'm under the same postcode group as the city centre but i live nearly 15 miles away where crime hasn't even been invented yet.

couzens · Mar 7, 2011

Re: Carnt even insure a 1.2 16v @ 26

im in a B bracket, yet half a mile away my nans house in C bracket lol, and i consider my half of the town to be the roughest

M40 CUO · Mar 7, 2011