your insurance cost & who you're with at what age? sport models only

[GoldenMonkey]

Haha that's crazy! How have you had 3 crashes already?!

[wag1]

I dont understand how some of you have such high quotes

My turbo williams 1 with ALL mods declared was 1640 a year. I thought that was brilliant tbh

Brentacre seem to honour quite a few highly modified cars as IMO you are less likely to crash them because of the work that has gone into them

[Joe,]

18 years old (19 in April)

2003 non sport 1.4 16v
£800 insurance, admiral


Soon buying a 1*2
£1013 insurance, admiral

That's great Steph

I'm 19 this Friday so I'm going to get some proper quotes on the weekend.

[MichaelGrimes]

Oh my! Why the hell are you paying that?! Crickey.

Love my car tbh, i know the insurance is super high, but it puts a smile on my face everytime i drive it

Haha that's crazy! How have you had 3 crashes already?!

1st crash was within 2 weeks of driving, hit a wall, misjudged a driveway, was within 2 weeks of passing my test, 2nd some woman drove into the side of me, on a dual carraige way, obviously i wasnt going to admit liabily, because it wasnt my fault, but she wouldnt admit either, and as there was no witness's it got settled 50/50, but as im TPF&T i didnt get anything out of it except loosing the NCB i was trying to build! 3rd i hit a cyclist completely my fault, i admitted straight away lol... some of them are pretty stupid i know!

[GoldenMonkey]

No doubt the cyclist was in the middle of the road and going overly slow anyways! Probally deserved it haha, I know 90% of the ones in Bristol do! An that's just bad luck man, if I hit a wall, I personally wouldn't have declared it unless seen.

[Stephie_]

That's great Steph

I'm 19 this Friday so I'm going to get some proper quotes on the weekend.

Just gotta save a couple of months and then I'll be in my sport!

[vxt172]

Cheapest i could get was £406 with the wife as a named driver through hastings essential, 7 yrs ncb age 36.

[Scott H.]

I paid £900 something I think last year on my 52 plate 172 Cup with Admiral, at only 21 with 3 years driving exp, 1 year NCB and a £1,000 crash at my fault in my first car.

I'm now 22 (just), 4 years driving, 2 years NCB and 1 crash at my fault with £1,000 damage and they wanted £744.
I added another 3,000 miles a year, add my modifications which inc Eibach springs, Sabelt Wheel, Stripped out rear and upgraded brakes (Ferodo DS2500 + Brembo HC) and its £802 which I'm pleased about.

I'v always find and did read it as a tip to lower the price once. That if you add named drivers it can lower the price. Well I have my two Nans as named drivers on my policys as I find they lower it a ridiculous amounts! £1,364 they wanted without them, so thats a £564 differance!
Now I don't think this is illigal as they are only named drivers and even if they drive it 5mins down the road once a year. My Nan has actully drove my car a few times to family meals if I fancy a drink etc.

It's not like where Dads/Mums would be the keeper, main driver etc, with the Son/Daughter as a named driver who was driving it everyday more than them. I believe they have had a crack down on this.

If anyone knows otherwise let me know!

[MichaelGrimes]

No doubt the cyclist was in the middle of the road and going overly slow anyways! Probally deserved it haha, I know 90% of the ones in Bristol do! An that's just bad luck man, if I hit a wall, I personally wouldn't have declared it unless seen.

Haha, no i was pulling out of a junction, the nose of the car, went out literally 2ft! :L there was like 2.5k damage to the car, had to go through the insurance! :L wasnt even my own car, was my mums lol

[Two Foot Tone]

£700 Fully Comp
22 Years Old
1.2 ph1 16v
No No Claims

Admiral....

[Addicted]

£900 FC
22 4yr NCB
All declared
Adrian Flux

[Joe,]

Just gotta save a couple of months and then I'll be in my sport!

+1. I can't wait

[Deeg]

I think a big thing in these threads that is always missing is mileage limitations.

Insuring a car for 3K miles is always going to be considerably cheaper than insuring it for 30K miles.

[Cup_Phil]

Clio 172 Cup

Jenvey ITBs, Omex 600, Full roll cage, Stripped, Bucket seats, Harnesses, 2118's, Group N exhaust system, coilovers etc.. etc.. etc..
200+ bhp, everything fully declared and like-for-like cover on all mods

£577 a year with protected NCB

Being in your 30's has some advantages

[Kelv]

just gone past the mid 30's.

182 cup specced, all mods declared, even have the misses on the policy and shes 7 years younger than me - £430
59 plate FRS, all mods declared and running just over 400bhp - £510
4.0 Jeep cherokee, standard vehicle used for a tow vehicle, dog vehicle and general bumming about - £270

all done thru a close friend @ Keith Micheals.

[RyaNoiR]

24, 2 years no claims, 2 years driving £690 Admiral Fully Comp.

[Elfy]

Clio 182 04 Plate
24 with 2 years NCB and 22 year old gf on also and all mods declared
Fully Comp £765 with Elephant

[mattjones]

172 Cup
21 years old
3 years no claims
£1000 with Churchill, cheapest I found funny enough, as Chruchill have tried ripping me off since I've been driving

[z8jay]

Clio 182, springs & exhaust
25 years old
8-9 years NCB (cant remember exactly)
Fully comp
£650 ish with Brentacre but works out nearer £800 with the monthly repayments of £63

[Cerrone]

Brought at 19 fully comp, 8000 miles, £800excess, top post code, 2years no claims £2069! Brentaker unlimited mods :P
this yea the same stuff but it was £1650