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  1. #1
    Forum User
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    insuring a car thats not in my name??

    My current car is registered in my dads name and insured with him with me as a named driver. Im looking to insure it myself this year fully comp but is it possible as its in his name?? I dont want to have to change registered owners as it will add onther person to the cars previous owners. Can i just insure it in my name allthough hes the registered keeper?? any help would be great

  2. #2
    Forum User
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    Mar 2008
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    Sevenoaks
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    172 Cup

    Re: insuring a car thats not in my name??

    simple answer - yes you can!

  3. #3
    ClioSport Club Member
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    Jan 2008
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    farnborough
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    1,737
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    corsa ecoflex

    Re: insuring a car thats not in my name??

    yes you can..i have done this through halifax car insurance,my dad was the registered owner

  4. #4
    ClioSport Club Member
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    May 2007
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    Bristol
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    4,886
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    Clio

    Re: insuring a car thats not in my name??

    It will say are you the registered owner of this car on the form if you do it online.

  5. #5
    Forum User
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    Aug 2004
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    172

    Re: insuring a car thats not in my name??

    any ideas of insurance companies that are cheap for first time mature insurers i.e ive been driving 9 years as a named driver but i have on no claims discount??

  6. #6
    Forum User
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    Sep 2008
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    Smellsmere Port
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    DCi

    Re: insuring a car thats not in my name??

    dont know who will do you a good deal, but you might want to do 'test' quotes where you are the registered keeper and where you are not just to see if the difference in price is worth changing anything.

    also if your dad is still driving it he would have to be named on your policy as you cant have 2 policies on 1 car (to stop you claiming 2x in 1 accident - ie fraudulent claims!!)


    dont know who would be good to check out, I'd just get as many quotes as you can but avoid those comparison websites, they seem to be cwap!!

  7. #7
    ClioSport Club Member
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    May 2007
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    Bristol
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    4,886
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    Clio

    Re: insuring a car thats not in my name??

    Elephant, tesco have always done me ok. Greenlight seems to get metioned alot.

    Also add your dad/mum to your policy as a named driver when you do it, will reduce the cost.

  8. #8
    Forum User
    Join Date
    Feb 2008
    Location
    North West
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    86
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    Clio 172

    Re: insuring a car thats not in my name??

    Ive just saved £180 quid switching from churchill to direct line and a liitle bit more as direct line do not charge apr if you decide to pay monthly!!!

  9. #9
    Forum User
    Join Date
    Feb 2007
    Location
    Sunderland
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    158
    Car
    Civic Type-S GT

    Re: insuring a car thats not in my name??

    admiral let you insure a car that isn't in your name. One of the questions on the form asks who the owner is.

  10. #10
    Forum User
    Join Date
    Jul 2006
    Location
    bath
    Posts
    170
    Car
    clio sport cup

    Re: insuring a car thats not in my name??

    yes.. but just ask them to put a note on the account that they are aware of this.. better to be prepared !! and as someone said, put your mum on as a named drive.. will bring the cost down..

    on my s2000, putting my mum on, even when i was 28 lowered it by £150..

 

 

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